Grady County property record for 2840 Horry Ave, Cairo, GA 39828
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,240 sqft · built 1969 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $72,000 (Nov 2004) |
| Tax Bill | $1,194 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C0400-020-000 |
| Primary APN | C0400-020-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,240 sqft Heated Area |
| 1st Floor Area | 1,240 sqft |
| Utility Area | 286 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 150 ft deep x 125 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 484 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 406 sqft |
| Shed | 1 Shed |
| Shed Area | 930 sqft |
| Storage Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 13287 |
|---|---|
| Old Parcel Number | C0400020 |
| Street Address | 2840 HORRY AVE |
| City | CAIRO |
| State | GA |
| Zip | 39828-3710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LL25 BLK B LT8 125'X150' |
| Legal Subdivision | PINE SUMMIT |
| Legal Block | B |
| Legal Lot Number | 8 |
| Jurisdiction | GRADY GA |
| Township / Civil Division | CAIRO |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 950402 |
2840 Horry Ave is owned and occupied by two individuals who bought it in November 2004.
Source: Grady County records, as of March 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2840 HORRY AVE, CAIRO, GA 39828-3710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2024 | Deed of Trust, Mortgage · Conventional Mortgage THOMAS E TAYLOR |
| Feb 12, 2020 | Deed of Trust, Mortgage · Commercial Mortgage CAPITAL CITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2004 · Amount on File |
| Deed Sale | Nov 10, 2004 · Amount on File |
| Deed Document Number | 0000005973 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRADY GA |
| Property Address | 2840 HORRY AVE, CAIRO, GA 39828-3710 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2840 HORRY AVE, CAIRO, GA 39828-3710 |
| Document Number | 0000000940/0000000290 |
|---|---|
| Date | Apr 2, 2024 |
| Book Page | 0000000940/0000000290 |
| Name | THOMAS E TAYLOR |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRADY GA |
| Property Address | 2840 HORRY AVE, CAIRO, GA 39828-3710 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Name | Verified Name |
|---|---|
| Address | 2840 HORRY AVE, CAIRO, GA 39828-3710 |
| Document Number | 0000000861/0000000683 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 0000000861/0000000683 |
| Name | CAPITAL CITY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 2840 Horry Ave was $1,194 with a homeowner's exemption, down 23.9% from the year before.
Source: Grady County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Cairo City |
| County | Grady County |
| Unified School District | Grady County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,194.00 (-23.85%) Homeowner's exemption | $45,248 (+9.54%) Land $3,440 Building $41,808 | $113,121 (+9.54%) Land $8,600 Building $104,521 |
| 2024 | $1,568.00 (+4.46%) Homeowner's exemption | $41,308 (-2.21%) Land $3,440 Building $37,868 | $103,271 (-2.21%) Land $8,600 Building $94,671 |
| 2023 | $1,501.00 (-0.79%) Homeowner's exemption | $42,243 (-) Land $4,500 Building $37,743 | $105,607 (-) Land $11,250 Building $94,357 |
| 2022 | $1,513.00 Homeowner's exemption | $42,243 Land $4,500 Building $37,743 | $105,607 Land $11,250 Building $94,357 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2840 Horry Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2840 Horry Ave is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAIRO serves 9,637 people · EPA ID GA1310000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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