2845 Ethan Hammock Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 2845 Ethan Hammock Rd, Harmony, FL 34773 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2021
Square Footage	1,830 sqft Living Area
Lot Size	6,969 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$330,000 (2021)
Tax Bill	$6,512.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`24-26-31-3383-0001-0800`
Alternative APN	`263124338300010800`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,830 sqft Living Area
Gross Area	2,400 sqft Gross Area
1st Floor	1,830 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached Garage
Garage Area	462 sqft Garage

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2845 ETHAN HAMMOCK RD
City	HARMONY
State	FL
Zip	34773-6127
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	VILLAGES AT HARMONY PH 1B PB 29 PGS 104-112 LOT 80
Legal Range	31E
Legal Township	26S
Legal Section	24
Legal Subdivision	VILLAGES AT HARMONY PHS 1B 1C-1& 1D
Legal Phase	1B
Legal Lot Number	80
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	2
Census Block	2119
Census Tract	43801

Owner

Source: Osceola County records · APN 24-26-31-3383-0001-0800

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2845 ETHAN HAMMOCK RD, HARMONY, FL 34773-6127
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2021 · Amount on Record
Deed Sale	Jul 28, 2021 · Amount on Record
Deed Doc Number	2021117214
Deed Book / Page	6011 / 2387
Record Refreshed	Sep 20, 2026

July 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 28, 2021
Property Address	2845 ETHAN HAMMOCK RD, HARMONY, FL 34773-6127
Document Number	0060112387
Book / Page	6011 / 2387
Map Reference	MB 29 PG 104-112
Instrument Date	Jul 28, 2021
Instrument	2021117214
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 10, 2023
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 ETHAN HAMMOCK RD, HARMONY, FL 34773-6127

Mortgage

Document Number	0060112388
Date	Jul 28, 2021
Instrument	6011/2388

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,512.00 (+4.36%) Homeowner's exemption	$308,900 (+2.67%) Land $80,000 Building $228,900	$308,900 (-4.19%) Land $80,000 Building $228,900
2023	$6,240.00 (+5.09%) Homeowner's exemption	$300,863 (+3%)	$322,400 (+10.37%) Land $70,000 Building $252,400
2022	$5,938.00 Homeowner's exemption	$292,100 Land $60,000 Building $232,100	$292,100 Land $60,000 Building $232,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	High above 78% of the US · above 66% of Florida
Wildfire Likelihood	About 1 in 147 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.