2816 Ethan Hammock Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 2816 Ethan Hammock Rd, Harmony, FL 34773 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2021
Square Footage2,626 sqft Heated Area
Lot Size5,663 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$384,990 (2021)
Tax Bill$7,261.00 (2025)

Property Details

APN / Parcel Number

Primary APN242631338300010680

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,626 sqft Heated Area
Gross Area3,198 sqft Gross Area
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,663 sqft (0.13 acres)
Garage TypeFinished Garage
Patio Area35 sqft Patio
PorchOpen Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2816 ETHAN HAMMOCK RD
CityHARMONY
StateFL
Zip34773-6126
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVILLAGES AT HARMONY PH 1B PB 29 PGS 104-112 LOT 68
Legal Range31E
Legal Township26S
Legal Section24
Legal SubdivisionVILLAGES AT HARMONY PHS 1B 1C-1& 1D
Legal Phase1B
Legal Tract3383
Legal Lot Number68
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2119
Census Tract43801

Owner

Source: Osceola County records · APN 242631338300010680

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2816 ETHAN HAMMOCK RD, HARMONY, FL 34773-6126
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 12, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
BROKER SOLUTIONS INC
Oct 01, 2021Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 01, 2021 · Amount on Record
Deed SaleOct 01, 2021 · Amount on Record
Deed Doc Number2021153169
Deed Book / Page6056 / 2423
Record RefreshedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2816 ETHAN HAMMOCK RD, HARMONY, FL 34773-6126
Transaction TypeMortgage
Record UpdatedAug 10, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address10625 INVERSON ST, ORLANDO, FL 32825-6812

Mortgage

Document Number0062130690
DateMay 12, 2022
Book Page6213/690
Instrument2022075722
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term353 Months
DueOct 01, 2051

October 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 01, 2021
Property Address2816 ETHAN HAMMOCK RD, HARMONY, FL 34773-6126
Document Number0060562423
Book / Page6056 / 2423
Map ReferenceMB 29 PG 104-112
Instrument DateSep 29, 2021
Instrument2021153169
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2023
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,695.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address101923 DOWDEN ROAD, ORLANDO, FL 32832

Transferred To (Grantee/Buyer)

NameVerified Name
Address2816 ETHAN HAMMOCK RD, HARMONY, FL 34773-6126

Mortgage

Document Number0060562424
DateOct 01, 2021
Instrument6056/2424
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,261.00 (+3.37%) Homeowner's exemption$362,900 (+1.65%) Land $80,000 Building $282,900$362,900 (-4.98%) Land $80,000 Building $282,900
2023$7,024.00 (+4.84%) Homeowner's exemption$356,998 (+3%)$381,900 (+10.18%) Land $70,000 Building $311,900
2022$6,700.00 Homeowner's exemption$346,600 Land $60,000 Building $286,600$346,600 Land $60,000 Building $286,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire LikelihoodAbout 1 in 147 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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