28444 Sunset Rd, Valley Center, CA 92082 Property Records

San Diego County property record for 28444 Sunset Rd, Valley Center, CA 92082

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,320 sqft · built 1985
Lot Size2.03 acres (88,862 sqft)
Owner2 Individual Names on Record
Last Sale$589,000 (Sep 2004)
Tax Bill$14,949 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN188-090-25-00

Property Details

APN / Parcel Number

Primary APN188-090-25-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,320 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area88,862 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address28444 SUNSET RD
CityVALLEY CENTER
StateCA
Zip92082-6006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionPAR 4 TR PM10126
Legal Tract10126
Legal Block3
JurisdictionSAN DIEGO CA
Township / Civil DivisionVALLEY CENTER
Census Block Group3
Census Block3008
Census Tract19111

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28444 SUNSET RD, VALLEY CENTER, CA 92082-6006
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
RESIDENTIAL MORTGAGE FUNDING INC
Jul 12, 2018Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2004 · Amount on Record
Deed SaleSep 24, 2004 · Amount on Record
Prior SaleMar 21, 1986 · Amount on Record
Deed Document Number2004908141
Last Transfer DateAug 13, 2020
Transfer Doc0000466251
Record UpdatedOct 29, 2026

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 19, 2020
Property Address28444 SUNSET RD, VALLEY CENTER, CA 92082-6006
Document Number0000466251
Map ReferencePG 10126
Instrument DateAug 13, 2020
Instrument2020-0466251
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyWFG NATIONAL TITLE CO OF CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address28444 SUNSET RD, VALLEY CENTER, CA 92082-6006

Mortgage

Document Number0000466252
DateAug 19, 2020
Instrument2020-0466252
Lender
NameRESIDENTIAL MORTGAGE FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address28444 SUNSET RD, VALLEY CENTER, CA 92082-6006
Document Number0000293374
Instrument DateJul 12, 2018
Transaction TypeMortgage
Record UpdatedAug 1, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28444 SUNSET ROAD VLY VALLEY CENTER CA 92082, VALLEY CENTER, CA 92082

Mortgage

Document Number0000293374
DateJul 19, 2018
Instrument293374
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 18, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictValley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$755,000 (+2.03%) Land $323,000 Building $432,000
2025$14,949.00 (+6.38%) Homeowner's exemption$740,000 (+12.12%) Land $317,000 Building $423,000
2023$14,053.00 (+3.01%) Homeowner's exemption$660,000 Land $283,000 Building $377,000
2022$13,643.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 72% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALLEY CENTER MWD
serves 30,166 people · EPA ID CA3710026
Water SourcePurchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State InspectionApr 2021
Lead4 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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