San Diego County property record for 28442 Sunset Rd, Valley Center, CA 92082
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1988 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $977,000 (Nov 2024) |
| Tax Bill | $5,871 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2025 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 188-090-22-00 |
| Primary APN | 188-090-22-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,512 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 87,120 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Street Address | 28442 SUNSET RD |
|---|---|
| City | VALLEY CENTER |
| State | CA |
| Zip | 92082-6006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 1 (EX ST) TR PM10126 |
| Legal Subdivision | PARCEL MAP NO. 10126 |
| Legal Tract | 10126 |
| Legal Block | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | VALLEY CENTER |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 19111 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 28442 SUNSET RD, VALLEY CENTER, CA 92082-6006 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Oct 8, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 22, 2025 | Intrafamily Transfer, Transfer |
| Aug 12, 2020 | Grant Deed, Transfer · Conventional with PMI FIRST NATIONS HM FIN |
| Feb 27, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Feb 7, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage ANCHOR FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2024 · Amount on Record |
| Deed Sale | Nov 13, 2024 · Amount on Record |
| Prior Sale | Aug 12, 2020 · Amount on Record |
| Deed Document Number | 2024315374 |
| Prior Transfer Date | Nov 8, 2024 |
| Prior Transfer Doc | 0000315372 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 28442 SUNSET RD, VALLEY CENTER, CA 92082-6006 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMER TITLE SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 28442 SUNSET RD, VALLEY CENTER, CA 92082-6006 |
| Document Number | 0000280401 |
|---|---|
| Date | Oct 8, 2025 |
| Instrument | 2025-0280401 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 22, 2025 |
| Property Address | 28442 SUNSET RD, VALLEY CENTER, CA 92082-6006 |
| Document Number | 0000262882 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 2025-0262882 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28442 SUNSET RD, VALLEY CENTER, CA 92082-6006 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 28442 SUNSET RD, VALLEY CENTER, CA 92082-6006 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 12, 2020 |
| Property Address | 28442 SUNSET RD, VALLEY CENTER, CA 92082-6006 |
| Document Number | 0000451529 |
| Instrument Date | Jul 13, 2020 |
| Instrument | 451529 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2020 |
| Title Company | CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $831.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 28442 SUNSET RD VALLEY CENTER CA 920826006, VALLEY CENTER, CA 92082-6006 |
| Document Number | 451530 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 451530 |
| Name | FIRST NATIONS HM FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | 7330 ENGINEER RD # A, SAN DIEGO, CA 92111-1434 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 11, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 27, 2020 |
| Property Address | 28442 SUNSET RD, VALLEY CENTER, CA 92082-6006 |
| Document Number | 0000101017 |
| Instrument Date | Jan 21, 2020 |
| Instrument | 101017 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 28442 SUNSET RD VALLEY CENTER CA 920826006, VALLEY CENTER, CA 92082-6006 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 7, 2020 |
| Property Address | 28442 SUNSET RD, VALLEY CENTER, CA 92082-6006 |
| Document Number | 0000065439 |
| Map Reference | FILE 80-188285 |
| Instrument Date | Jan 21, 2020 |
| Instrument | 2020-0065439 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | WESTERN RESOURCES TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 28442 SUNSET RD, VALLEY CENTER, CA 92082-6006 |
| Document Number | 0000065440 |
|---|---|
| Date | Feb 7, 2020 |
| Instrument | 2020-0065440 |
| Name | ANCHOR FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Valley Center-Pauma Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $526,491 (-46.11%) Land $323,266 Building $203,225 | |
| 2025 | $5,871.00 (-31.65%) | $977,000 (+24.38%) Land $600,000 Building $377,000 |
| 2023 | $8,590.00 (+1.69%) Homeowner's exemption | $785,502 Land $416,160 Building $369,342 |
| 2022 | $8,447.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 72% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026 |
|---|---|
| Water Source | Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY |
| Last State Inspection | Apr 2021 |
| Lead | 4 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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