28441 Smith Rd, Medora, IL 62063 Property Records

Jersey County property record for 28441 Smith Rd, Medora, IL 62063

Property Summary

Property Type	Single Family Home
Details	1,680 sqft · built 1993
Lot Size	14.3 acres (626,828 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Apr 2019)
Tax Bill	$4,224 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Apr 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-128-002-00`

Property Details

APN / Parcel Number

Primary APN	`11-128-002-00`
Alternative APN	`128-002-00`

Interior

Stories	1 Story
Building Area	1,680 sqft Total Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	626,828 sqft (14.3 acres)

Location & Zoning

Account Number	128-002-00
Street Address	28441 SMITH RD
City	MEDORA
State	IL
Zip	62063-4031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT IN PT E1/2 NE1/4 SW1/4 & PT NW1/4 SE1/4 5-11 195K, 10-01 137K, 10-91 3K 1993 1STYPOLE/CRAWL 1680SQ
Jurisdiction	JERSEY IL
Township / Civil Division	RUYLE
Census Block Group	1
Census Block	1028
Census Tract	10100

Owner

Source: Jersey County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28441 SMITH RD, MEDORA, IL 62063-4031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage CNB BANK & TRUST NA
Apr 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CNB BANK
Apr 18, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CNB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2019 · Amount on Record
Deed Sale	Apr 18, 2019 · Amount on Record
Deed Document Number	2019155832
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	28441 SMITH RD, MEDORA, IL 62063-4031
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300171854
Date	Aug 17, 2023
Instrument	202300171854

Lender

Name	CNB BANK & TRUST NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 5, 2043

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	28441 SMITH RD, MEDORA, IL 62063-4031
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000159436
Date	Apr 27, 2020
Instrument	202000159436

Lender

Name	CNB BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Interest

Rate	2.38%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Apr 18, 2019
Property Address	28441 SMITH RD, MEDORA, IL 62063-4031
Document Number	201900155832
Instrument Date	Apr 18, 2019
Instrument	201900155832
Transaction Type	Transfer
Record Updated	Jul 5, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900155833
Date	Apr 18, 2019
Instrument	201900155833

Lender

Name	CNB BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	201900155832
Date	Apr 18, 2019
Instrument	201900155832

Lender

Name	CNB BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Ruyle Township
Unified School District	Southwestern Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,224.00 (+3.38%)	$76,770 (+23.09%) Land $24,700 Building $52,070	$230,310 (+23.09%) Land $74,100 Building $156,210
2024	$4,086.00 (+5.28%)
2022	$3,881.00 Homeowner's exemption	$62,370 Land $20,065 Building $42,305	$187,110 Land $60,195 Building $126,915

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Wisper ISP Fixed Wireless	400 / 30
Illinois Net Fixed Wireless	25 / 5

Cell Coverage

4G LTE only, no 5G reported

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