28434 Smith Rd, Medora, IL 62063 Property Records

Jersey County property record for 28434 Smith Rd, Medora, IL 62063

Property Summary

Property Type	Single Family Home
Details	960 sqft · built 1993
Lot Size	16.7 acres (731,372 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Nov 2020)
Tax Bill	$3,065 (2024)
Deeds & Mortgages	Nov 2024 Mortgage Jul 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-028-006-00`

Property Details

APN / Parcel Number

Primary APN	`11-028-006-00`
Alternative APN	`028-006-00`

Interior

Stories	1 Story
Building Area	960 sqft Total Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	731,372 sqft (16.7 acres)

Location & Zoning

Account Number	028-006-00
Street Address	28434 SMITH RD
City	MEDORA
State	IL
Zip	62063-4032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N PT NE1/4 SE1/4 12-91 1K 1993 1STY/SLAB 960SQ
Jurisdiction	JERSEY IL
Township / Civil Division	RUYLE
Census Block Group	1
Census Block	1029
Census Tract	10100

Owner

Source: Jersey County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28434 SMITH RD, MEDORA, IL 62063-4032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
Jul 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK
Oct 19, 2023	Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK
Nov 4, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CARROLLTON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Deed Document Number	2020161937
Last Transfer Date	Oct 10, 2023
Transfer Doc	0000172365
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	28434 SMITH RD, MEDORA, IL 62063-4032
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400175470
Date	Nov 15, 2024
Instrument	202400175470

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	28434 SMITH RD, MEDORA, IL 62063-4032
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900156663
Date	Jul 22, 2019
Instrument	201900156663

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Oct 19, 2023
Property Address	28434 SMITH RD, MEDORA, IL 62063-4032
Document Number	202300172365
Instrument Date	Oct 10, 2023
Instrument	202300172365
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28434 SMITH RD, MEDORA, IL 62063-4032

Mortgage

Document Number	202300172366
Date	Oct 19, 2023
Instrument	202300172366

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 10, 2024

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Nov 4, 2020
Property Address	28434 SMITH RD, MEDORA, IL 62063-4032
Document Number	202000161937
Instrument Date	Nov 4, 2020
Instrument	202000161937
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	COLONIAL TITLE AND ESCROW, COLONIAL TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000161938
Date	Nov 4, 2020
Instrument	202000161938

Lender

Name	CARROLLTON BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Ruyle Township
Unified School District	Southwestern Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,065.00 (+118.46%)		$165,195 Land $55,845 Building $109,350
2022	$1,403.00 Homeowner's exemption	$26,390 Land $7,015 Building $19,375

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Wisper ISP Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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