2844 Whispering Winds Dr, Overgaard, AZ 85933 Property Records

Navajo County property record for 2844 Whispering Winds Dr, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	1,638 sqft · built 1975
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$231,000 (Feb 2021)
Tax Bill	$1,877 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Oct 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206-30-059`

Property Details

APN / Parcel Number

Primary APN	`206-30-059`

Interior

Stories	1 Story
Building Area	1,638 sqft Living Area
Gross Area	2,422 sqft
1st Floor Area	1,638 sqft
Basement Area	784 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Detached
Garage Area	480 sqft
Porch	Open Slab
Porch Area	160 sqft

Location & Zoning

Street Address	2844 WHISPERING WINDS DR
City	OVERGAARD
State	AZ
Zip	85933-5455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	HOLIDAY FOREST #2 LOT 59
Legal Range	17E
Legal Township	12N
Legal Section	30
Legal Subdivision	HOLIDAY FOREST #2
Legal Lot Number	59
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2028
Census Tract	964201

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38764 N RUSS CT, SAN TAN VALLEY, AZ 85140-4020
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Oct 2, 2018	Quit Claim Deed, Transfer PIONEER TITLE COMPANY
Oct 2, 2018	Warranty Deed, Transfer PIONEER TITLE COMPANY
Oct 17, 2018	Grant Deed PIONEER TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2021 · Amount on Record
Deed Sale	Feb 26, 2021 · Amount on Record
Prior Sale	Oct 2, 2018 · Amount on Record
Deed Document Number	20214083
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Feb 26, 2021
Property Address	2844 WHISPERING WINDS DR, OVERGAARD, AZ 85933-5455
Document Number	0000004083
Map Reference	MB 10 PG 39
Instrument Date	Jan 25, 2021
Instrument	2021-04083
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7319 S ATWOOD STE 103, 7319, MESA, AZ 85212-5511

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38764 N RUSS CT, SAN TAN VALLEY, AZ 85140-4020

Mortgage

Document Number	0000004084
Date	Feb 26, 2021
Instrument	2021-04084

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAVAJO AZ
Recording Date	Oct 2, 2018
Property Address	2844 WHISPERING WINDS DR, OVERGAARD, AZ 85933-5455
Document Number	0000016160
Instrument Date	Sep 27, 2018
Instrument	16160
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	PIONEER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	9521 HORN AVE NOTTINGHAM MD 212361523, NOTTINGHAM, MD 21236-1523

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Oct 2, 2018
Property Address	2844 WHISPERING WINDS DR, OVERGAARD, AZ 85933-5455
Document Number	0000016161
Instrument Date	Sep 27, 2018
Instrument	16161
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	PIONEER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$102.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7319 S ATWOOD #103 MESA AZ 852125511, 103, MESA, AZ 85212-5511

October 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	NAVAJO AZ
Recording Date	Oct 17, 2018
Property Address	2844 WHISPERING WINDS DR, OVERGAARD, AZ 85933-5455
Document Number	0000017123
Instrument Date	Sep 27, 2018
Instrument	17123
Record Updated	Oct 26, 2018
Title Company	PIONEER TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7319 S ATWOOD #103 MESA AZ 852125511, 103, MESA, AZ 85212-5511

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$308,546 (+7.76%) Land $23,213 Building $285,333
2025	$1,877.00 (+4.22%)	$28,634 Land $2,276 Building $26,358	$286,338 Land $22,758 Building $263,580
2023	$1,801.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 80% of Arizona
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Conexon Connect, Frontier, Sparklight.

Cell Coverage

5G (outdoors only) and 4G LTE

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