2844 Cochran Trace Dr, Spring Hill, TN 37174 Property Records

Williamson County property record for 2844 Cochran Trace Dr, Spring Hill, TN 37174

Property Summary

Property Type	Single Family Home
Details	1,588 sqft · built 2000
Lot Size	0.3 acres (13,104 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Sep 2017)
Tax Bill	$1,802 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2021 Mortgage + 3 more
APN	`094170A E 04200`

Property Details

APN / Parcel Number

Primary APN	`094170A E 04200`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,588 sqft Living Area
1st Floor Area	834 sqft
2nd Floor Area	754 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	13,104 sqft (0.3 acres)
Lot Dimensions	117 ft deep x 112 ft wide
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2844 COCHRAN TRACE DR
City	SPRING HILL
State	TN
Zip	37174-8258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD COCHRAN TRACE SEC 2 PB 30 PG 132 LOT 0073 SUBD REV 1
Legal Subdivision	COCHRAN TRACE
Legal Lot Number	73
Jurisdiction	WILLIAMSON TN
Township / Civil Division	3
Census Block Group	1
Census Block	1002
Census Tract	51207

Owner

Source: Williamson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2844 COCHRAN TRACE DR, SPRING HILL, TN 37174-8258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Sep 1, 2017	Warranty Deed, Transfer FIRSTBANK
Apr 6, 2017	Deed of Trust, Mortgage · FHA Mortgage ANGEL OAK HM LOANS
Mar 7, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2017 · Amount on Record
Deed Sale	Sep 1, 2017 · Amount on Record
Prior Sale	Mar 7, 2017
Deed Document Number	17036256
Deed Book / Page	7170 / 0579
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	2844 COCHRAN TRACE DR, SPRING HILL, TN 37174-8258
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0089090794
Date	Feb 14, 2022
Book Page	8909/794
Instrument	22007376

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	2844 COCHRAN TRACE DR, SPRING HILL, TN 37174-8258
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085820697
Date	Jun 3, 2021
Book Page	8582/697
Instrument	21033768

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Mar 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Sep 1, 2017
Property Address	2844 COCHRAN TRACE DR, SPRING HILL, TN 37174-8258
Document Number	0071700579
Book / Page	007170 / 000579
Instrument Date	Aug 21, 2017
Instrument	36256
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$888.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2844 COCHRAN TRACE DR SPRING HILL TN 371748258, SPRING HILL, TN 37174-8258

Mortgage

Document Number	71700581
Date	Sep 1, 2017
Book Page	007170/000581
Instrument	36257

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	2844 COCHRAN TRACE DR, SPRING HILL, TN 37174-8258
Document Number	0070480481
Book / Page	007048 / 000481
Instrument Date	Apr 6, 2017
Transaction Type	Mortgage
Record Updated	Apr 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2844 COCHRAN TRACE DR SPRING HILL TN 371748258, SPRING HILL, TN 37174-8258

Mortgage

Document Number	0070480481
Date	Apr 11, 2017
Book Page	007048/000481
Instrument	14008

Lender

Name	ANGEL OAK HM LOANS
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Mar 7, 2017
Property Address	2844 COCHRAN TRACE DR, SPRING HILL, TN 37174-8258
Document Number	0070220156
Book / Page	007022 / 000156
Instrument Date	Feb 22, 2017
Instrument	8995
Transaction Type	Transfer
Record Updated	Mar 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2844 COCHRAN TRACE DR SPRING HILL TN 371748258, SPRING HILL, TN 37174-8258

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Spring Hill City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,802.00 (+0.45%)	$89,650 (+28.35%) Land $26,250 Building $63,400	$358,600 (+28.35%) Land $105,000 Building $253,600
2024	$1,794.00
2023	$1,794.00	$69,850 (-) Land $16,250 Building $53,600	$279,400 (-) Land $65,000 Building $214,400
2022	$1,794.00	$69,850 Land $16,250 Building $53,600	$279,400 Land $65,000 Building $214,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Not included in the FIRM
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	H.B.& T.S. UTILITY DISTRICT serves 40,094 people · EPA ID TN0000699
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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