2840 Cochran Trace Dr, Spring Hill, TN 37174 Property Records

Williamson County property record for 2840 Cochran Trace Dr, Spring Hill, TN 37174

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,668 sqft · built 2001
Lot Size	0.27 acres (11,780 sqft)
Owner	Individual Name on Record
Last Sale	$183,000 (Jun 2015)
Tax Bill	$1,777 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Dec 2021 Mortgage + 1 more
APN	`170A-E-043.00-000`

Property Details

APN / Parcel Number

Primary APN	`170A-E-043.00-000`
Alternative APNs	`094170A E 04300` `246177`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,668 sqft Living Area
1st Floor Area	834 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,780 sqft (0.27 acres)
Lot Dimensions	155 ft deep x 76 ft wide
Driveway	Driveway
Porch	Stoop
Porch Area	24 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2840 COCHRAN TRACE DR
City	SPRING HILL
State	TN
Zip	37174-8258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD COCHRAN TRACE SEC 2 PB 30 PG 132 LOT 0072 SUBD REV 1
Legal Subdivision	COCHRAN TRACE
Legal Lot Number	0072
Jurisdiction	WILLIAMSON TN
Township / Civil Division	3
Census Block Group	1
Census Block	1002
Census Tract	51207

Owner

Source: Williamson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5606A LOUISIANA AVE, NASHVILLE, TN 37209-2027
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 28, 2021	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTY HOME MORTGAGE CORP
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2015 · Amount on Record
Deed Sale	Jun 1, 2015 · Amount on Record
Prior Sale	Aug 22, 2006 · Amount on Record
Deed Document Number	201521386
Deed Book / Page	6467 / 72
Prior Transfer Date	Apr 1, 2008
Prior Transfer Doc	0045350522
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	2840 COCHRAN TRACE DR, SPRING HILL, TN 37174-8258
Transaction Type	Mortgage
Record Updated	Mar 20, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0092090185
Date	Mar 9, 2023
Book Page	9209/185
Instrument	23006282

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Dec 28, 2021
Property Address	2840 COCHRAN TRACE DR, SPRING HILL, TN 37174-8258
Document Number	0088580690
Book / Page	8858 / 690
Map Reference	MB 30 PG 35
Instrument Date	Dec 22, 2021
Instrument	21075385
Transaction Type	Transfer
Record Updated	Jan 5, 2022
Title Company	CHAPMAN AND ROSENTHAL TITLE INC, CHAPMAN & ROSENTHAL TITLE IN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5606A LOUISIANA AVE, NASHVILLE, TN 37209-2027

Mortgage

Document Number	0021075386
Date	Dec 28, 2021
Instrument	21075386

Lender

Name	GUARANTY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	2840 COCHRAN TRACE DR, SPRING HILL, TN 37174-8258
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHAPMAN & ROSENTHAL TTL INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080290001
Date	Jun 3, 2020
Book Page	8029/1
Instrument	20026478

Lender

Name	GUARANTY HOME MORTGAGE CORP
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Spring Hill City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,777.00 (+249.8%)	$88,450 (+28.61%) Land $26,250 Building $62,200	$353,800 (+28.61%) Land $105,000 Building $248,800
2024	$508.00 (-71.25%)
2023	$1,767.00	$68,775 (-) Land $16,250 Building $52,525	$275,100 (-) Land $65,000 Building $210,100
2022	$1,767.00	$68,775 Land $16,250 Building $52,525	$275,100 Land $65,000 Building $210,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Not included in the FIRM
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	H.B.& T.S. UTILITY DISTRICT serves 40,094 people · EPA ID TN0000699
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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