2843 Rayne Ct, Bemidji, MN 56601 Property Records

Beltrami County property record for 2843 Rayne Ct, Bemidji, MN 56601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 2012
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Jun 2022)
Tax Bill	$2,217 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Sep 2019 Sale & Mortgage + 1 more
APN	`47.01170.00`

Property Details

APN / Parcel Number

Primary APN	`47.01170.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,400 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood
Lot Area	60,113 sqft (1.38 acres)
Garage Area	624 sqft
Porch	Slab
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2843 RAYNE CT
City	BEMIDJI
State	MN
Zip	56601-9480
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-148 RANGE- 33 STRYKER WAY SECOND ADDITION LOT- 1 BLOCK- 1
Legal Range	33
Legal Township	148
Legal Section	31
Legal Subdivision	STRYKER WAY SECOND ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	BELTRAMI MN
Township / Civil Division	TURTLE LAKE
Census Block Group	1
Census Block	1062
Census Tract	450300

Owner

Source: Beltrami County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2843 RAYNE CT, BEMIDJI, MN 56601-9480
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU
Sep 19, 2019	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Jun 11, 2018	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF BEMIDJI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Prior Sale	Sep 19, 2019 · Amount on Record
Deed Document Number	20221428227
Prior Transfer Date	Jun 5, 2015
Prior Transfer Doc	0000548679
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELTRAMI MN
Recording Date	Jun 22, 2022
Property Address	2843 RAYNE CT, BEMIDJI, MN 56601-9480
Document Number	A000608927
Instrument Date	Jun 13, 2022
Instrument	A000608927
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	NOT AVAILABLE, SATHRE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$841.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2843 RAYNE CT, BEMIDJI, MN 56601-9480

Mortgage

Document Number	A000608928
Date	Jun 22, 2022
Instrument	A000608928

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 17, 2032
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	5.87%
Index	Other
Max Rate	9.87%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELTRAMI MN
Recording Date	Sep 19, 2019
Property Address	2843 RAYNE CT, BEMIDJI, MN 56601-9480
Document Number	A000583250
Instrument Date	Sep 16, 2019
Instrument	A000583250
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	SATHRE TITLE AND ABSTRACT INC, SATHRE TITLE & ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2843 RAYNE CT, BEMIDJI, MN 56601-9480

Mortgage

Document Number	A000583251
Date	Sep 19, 2019
Instrument	A000583251

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELTRAMI MN
Property Address	2843 RAYNE CT, BEMIDJI, MN 56601-9480
Transaction Type	Mortgage
Record Updated	Jul 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000572760
Date	Jun 11, 2018
Instrument	A000572760

Lender

Name	THE FIRST NATIONAL BANK OF BEMIDJI
Type	Bank
Address	BEMIDJI, MN 56619

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Beltrami County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Beltrami County
County Subdivision	Turtle Lake Township
Unified School District	Bemidji Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,217.00 (-9.8%)	$255,900 (-) Land $26,800 Building $229,100	$255,900 (-) Land $26,800 Building $229,100
2025	$2,458.00 (+37.93%) Homeowner's exemption	$255,900 (+4.11%) Land $26,800 Building $229,100	$255,900 (+4.11%) Land $26,800 Building $229,100
2023		$245,800 Land $25,800 Building $220,000	$245,800 Land $25,800 Building $220,000
2021	$1,782.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Paul Bunyan Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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