2741 Rayne Ct, Bemidji, MN 56601 Property Records

Beltrami County property record for 2741 Rayne Ct, Bemidji, MN 56601

Property Summary

Property Type	Single Family Home
Details	1,800 sqft · built 2022
Lot Size	1.37 acres (59,677 sqft)
Owner	2 Individual Names on File
Last Sale	$343,000 (Aug 2025)
Tax Bill	$3,189 (2026)
Deeds & Mortgages	Nov 2022 Construction Loan Aug 2025 Sale & Mortgage + 3 more
APN	`47.01172.00`

Property Details

APN / Parcel Number

Primary APN	`47.01172.00`

Interior

Building Area	1,800 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Lot Area	59,677 sqft (1.37 acres)
Garage Area	1,552 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2741 RAYNE CT
City	BEMIDJI
State	MN
Zip	56601-9839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-148 RANGE- 33 STRYKER WAY SECOND ADDITION LOT- 3 BLOCK- 1
Legal Range	33
Legal Township	148
Legal Section	31
Legal Subdivision	STRYKER WAY SECOND ADDITION
Legal Block	1
Legal Lot Number	3
Jurisdiction	BELTRAMI MN
Township / Civil Division	TURTLE LAKE
Census Block Group	1
Census Block	1062
Census Tract	450300

Owner

2741 Rayne Ct is owned and occupied by two individuals who bought it in August 2025.

Source: Beltrami County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2741 RAYNE CT, BEMIDJI, MN 56601-9839
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage · Construction Mortgage THE FIRST NATIONAL BANK OF BEMIDJI
Aug 29, 2025	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF COMMERCE
Mar 29, 2023	Intrafamily Transfer, Transfer
Sep 7, 2022	Warranty Deed, Transfer · Conventional Mortgage THE FIRST NATIONAL BANK OF BEMIDJI
Mar 24, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on File
Deed Sale	Aug 29, 2025 · Amount on File
Prior Sale	Sep 6, 2022 · Amount on File
Deed Document Number	2025631051
Prior Transfer Date	Oct 19, 2010
Prior Transfer Doc	0000507328
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELTRAMI MN
Property Address	2741 RAYNE CT, BEMIDJI, MN 56601-9839
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11835 DAVENPORT CT NE 9, 9, BEMIDJI, MN 56601-8626

Mortgage

Document Number	A000612098
Date	Nov 2, 2022
Instrument	A000612098

Lender

Name	THE FIRST NATIONAL BANK OF BEMIDJI
Type	Bank
Address	BEMIDJI, MN 56619

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2052

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELTRAMI MN
Recording Date	Aug 29, 2025
Property Address	2741 RAYNE CT, BEMIDJI, MN 56601-9839
Document Number	A000631051
Instrument Date	Aug 21, 2025
Instrument	A000631051
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	LEER TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,131.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2741 RAYNE CT, BEMIDJI, MN 56601-9839

Mortgage

Document Number	A000631052
Date	Aug 29, 2025
Instrument	A000631052

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELTRAMI MN
Recording Date	Mar 29, 2023
Property Address	2741 RAYNE CT, BEMIDJI, MN 56601-9839
Document Number	A000614487
Instrument Date	Feb 9, 2023
Instrument	A000614487
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2741 RAYNE CT, BEMIDJI, MN 56601-9839

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELTRAMI MN
Recording Date	Sep 7, 2022
Property Address	2741 RAYNE CT, BEMIDJI, MN 56601-9839
Document Number	A000610644
Instrument Date	Sep 6, 2022
Instrument	A000610644
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	LEER TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$899.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2741 RAYNE CT, BEMIDJI, MN 56601-9839

Mortgage

Document Number	A000610645
Date	Sep 7, 2022
Instrument	A000610645

Lender

Name	THE FIRST NATIONAL BANK OF BEMIDJI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELTRAMI MN
Recording Date	Mar 24, 2022
Property Address	2741 RAYNE CT, BEMIDJI, MN 56601-9839
Document Number	A000606899
Instrument Date	Mar 21, 2022
Instrument	A000606899
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$59.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 GRANT LAKE LN SW, WILTON, MN 56601-9256
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 2741 Rayne Ct was $3,189, down 7% from the year before.

Source: Beltrami County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Beltrami County
County Subdivision	Turtle Lake Township
Unified School District	Bemidji Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,189.00 (-7.03%)	$349,100 (-) Land $26,800 Building $322,300	$349,100 (-) Land $26,800 Building $322,300
2025	$3,430.00 Homeowner's exemption	$349,100 Land $26,800 Building $322,300	$349,100 Land $26,800 Building $322,300
2023		$311,000 Land $25,800 Building $285,200	$311,000 Land $25,800 Building $285,200
2021	$196.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2741 Rayne Ct; there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2741 Rayne Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Paul Bunyan Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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