2843 Observatory Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 2843 Observatory Ave, Cincinnati, OH 45208

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,060 sqft · built 1906
Lot Size0.137 acres (5,968 sqft)
OwnerCompany Name on Record
Last Sale$375,000 (Mar 2020)
Tax Bill$9,778 (2025)
Deeds & MortgagesMar 2023 Transfer
Sep 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN046-0003-0080-00

Property Details

APN / Parcel Number

Primary APN046-0003-0080-00
Alternative APN
  • 0040189

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,060 sqft Living Area
Gross Area2,835 sqft
1st Floor Area829 sqft
2nd Floor Area859 sqft
AtticAttic
Attic Area372 sqft
Basement Area775 sqft

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1906
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area5,968 sqft (0.137 acres)
Lot Dimensions150 ft deep x 40 ft wide
PorchOpen Frame Porch
Porch Area126 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address2843 OBSERVATORY AVE
CityCINCINNATI
StateOH
Zip45208-2332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2843 OBSERVATORY AVE 40 X 150 PT LOT 28-29 MONTEITH SUB
Legal SubdivisionMONTEITH SUB
Legal Lot Number28-29
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group2
Census Block2002
Census Tract4900

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3240 SPRING GROVE AVE, CINCINNATI, OH 45225-1337
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2023Quit Claim Deed, Transfer
Quitclaim
Sep 20, 2021Transfer on Death Deed, Transfer
Mar 16, 2020Warranty Deed, Transfer · Conventional Mortgage
UNION SVGS
Oct 25, 2019Trustee's Deed, Construction Loan · Construction Mortgage
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2020 · Amount on Record
Deed SaleMar 16, 2020 · Amount on Record
Prior SaleSep 23, 2002 · Amount on Record
Deed Document Number202025806
Deed Book / Page14125 / 1752
Last Transfer DateMar 2, 2023
Transfer Doc0000020154
Record UpdatedSep 20, 2026

March 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateMar 24, 2023
Property Address2843 OBSERVATORY AVE, CINCINNATI, OH 45208-2332
Document Number0000020154
Book / Page14880 / 1557
Map ReferenceMB 15 PG 88
Instrument DateMar 2, 2023
Instrument2023-0020154
Transaction TypeTransfer
Record UpdatedMay 15, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3240 SPRING GROVE AVE, CINCINNATI, OH 45225-1337

September 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateSep 20, 2021
Property Address2843 OBSERVATORY AVE, CINCINNATI, OH 45208-2332
Document Number0000112991
Book / Page14505 / 1513
Map ReferenceMB 15 PG 88
Instrument DateSep 7, 2021
Instrument2021-0112991
Transaction TypeTransfer
Record UpdatedOct 21, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMar 16, 2020
Property Address2843 OBSERVATORY AVE, CINCINNATI, OH 45208-2332
Document Number0000025806
Book / Page014125 / 001752
Instrument DateMar 12, 2020
Instrument25806
Transaction TypeTransfer
Record UpdatedMay 27, 2020
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,500.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2843 OBSERVATORY AVE CINCINNATI OH 452082332, CINCINNATI, OH 45208-2332

Mortgage

Document Number25807
DateMar 16, 2020
Book Page014125/001754
Instrument25807
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 15, 2035

October 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHAMILTON OH
Recording DateOct 25, 2019
Property Address2843 OBSERVATORY AVE, CINCINNATI, OH 45208-2332
Book / Page014031 / 002671
Instrument DateOct 17, 2019
Instrument93357
Transaction TypeConstruction Loan
Record UpdatedNov 25, 2019
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2843 OBSERVATORY AVE CINCINNATI OH 452082332, CINCINNATI, OH 45208-2332

Mortgage

Document Number0000093357
DateOct 25, 2019
Book Page014031/002671
Instrument93357
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueOct 24, 2020

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,778.00 (+0.13%)$154,560 (-) Land $72,380 Building $82,180$441,600 (-) Land $206,800 Building $234,800
2024$9,765.00 (+2.09%)$154,560 (-) Land $72,380 Building $82,180
2023$9,565.00 (+7.32%)$154,560 (+17.76%) Land $72,380 Building $82,180$441,600 (+17.76%) Land $206,800 Building $234,800
2022$8,913.00 Homeowner's exemption$131,251 Land $52,861 Building $78,390
2020$375,000 Land $151,030 Building $223,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims7 (1978–2026)
Claims Outside the SFHA3 of 7
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Landslides, And Mudslides, Feb 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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