Hamilton County property record for 2841 Observatory Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,827 sqft · built 1907 |
| Lot Size | 0.119 acres (5,184 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $294,000 (Sep 2011) |
| Tax Bill | $9,445 (2025) |
| Deeds & Mortgages | Mar 2023 Transfer Dec 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-0003-0050-00 |
| Primary APN | 046-0003-0050-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,827 sqft Living Area |
| Gross Area | 3,325 sqft |
| 1st Floor Area | 998 sqft |
| 2nd Floor Area | 998 sqft |
| Attic | Attic |
| Attic Area | 331 sqft |
| Basement Area | 998 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 498 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 5,184 sqft (0.119 acres) |
| Lot Dimensions | 150 ft deep x 185 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 184 sqft |
| Deck Area | Deck Area |
| Patio Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 2841 OBSERVATORY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 2841 OBSERVATORY AVE 35 X 150 PT LOT 28 MONTEITH SUB |
| Legal Subdivision | MONTEITH SUB |
| Legal Lot Number | 28 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 4900 |
Source: Hamilton County records · APN 046-0003-0050-00
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2841 OBSERVATORY AVE, CINCINNATI, OH 45208-2332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2023 | Transfer on Death Deed, Transfer |
| Dec 08, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA |
| Jan 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 07, 2011 · Amount on Record |
| Deed Sale | Sep 07, 2011 · Amount on Record |
| Prior Sale | Mar 11, 2008 · Amount on Record |
| Deed Document Number | 2011101206 |
| Deed Book / Page | 11816 / 101 |
| Last Transfer Date | Mar 10, 2023 |
| Transfer Doc | 0000018482 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 17, 2023 |
| Property Address | 2841 OBSERVATORY AVE, CINCINNATI, OH 45208-2332 |
| Document Number | 0000018482 |
| Book / Page | 14875 / 1627 |
| Map Reference | MB 15 PG 88 |
| Instrument Date | Mar 17, 2023 |
| Instrument | 2023-0018482 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2841 OBSERVATORY AVE, CINCINNATI, OH 45208-2332 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000111701 |
|---|---|
| Date | Dec 08, 2017 |
| Instrument | 17-0111701 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2841 OBSERVATORY AVE, CINCINNATI, OH 45208-2332 |
| Document Number | 0000124390 |
| Instrument Date | Nov 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2841 OBSERVATORY AVE CINCINNATI OH 452082332, CINCINNATI, OH 45208-2332 |
| Document Number | 0000124390 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 014304/000640 |
| Instrument | 124390 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2841 OBSERVATORY AVE, CINCINNATI, OH 45208-2332 |
| Document Number | 0000011225 |
| Instrument Date | Jan 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2841 OBSERVATORY AVE CINCINNATI OH 452082332, CINCINNATI, OH 45208-2332 |
| Document Number | 0000011225 |
|---|---|
| Date | Feb 03, 2020 |
| Book Page | 014096/001477 |
| Instrument | 11225 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 02, 2050 |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,445.00 (+3.12%) | $189,582 (+%) Land $63,333 Building $126,249 | $541,660 (-) Land $180,950 Building $360,710 |
| 2024 | $9,159.00 (-2.2%) | $189,580 (-) Land $63,332 Building $126,248 | |
| 2023 | $9,365.00 (-6.2%) | $189,580 (+1.24%) Land $63,332 Building $126,248 | $541,660 (+1.24%) Land $180,950 Building $360,710 |
| 2022 | $9,984.00 Homeowner's exemption | $187,250 Land $46,256 Building $140,994 | |
| 2020 | $535,000 Land $132,160 Building $402,840 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (1978–2026) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 686 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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