2841 S Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 2841 S Central Ave, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,909 sqft · built 2004
Lot Size	0.093 acres (4,051 sqft)
Owner	Company Name on File
Last Sale	$1,155,000 (Jul 2024)
Tax Bill	$16,480 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-12-32-5061-00000-0080`

Property Details

APN / Parcel Number

Primary APN	`19-12-32-5061-00000-0080`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,909 sqft Living Area
Gross Area	3,793 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2011
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,051 sqft (0.093 acres)
Driveway	Driveway
Driveway Area	494 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2841 S CENTRAL AVE
City	FLAGLER BEACH
State	FL
Zip	32136-4010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEBBLE BEACH VILLAGE PARCEL B SUBD LOT 8 MB 31 PG 22 OR 623 PG 1505 OR 631 PG 51 OR 710 PG 592-QC OR 744 PG 1310 OR 1270/399 OR 1855/1650
Legal Subdivision	PEBBLE BEACH VILLAGE
Legal Lot Number	8
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2015
Census Tract	60302

Owner

2841 S Central Ave is owned by a company that bought it in July 2024.

Source: Flagler County records, as of October 6, 2026

Owner of Record	Company Name on File
Mailing Address	236 COLLEGE ST, PAINTSVILLE, KY 41240-1098
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2024 · Amount on File
Deed Sale	Jul 25, 2024 · Amount on File
Prior Sale	Feb 22, 2012 · Amount on File
Deed Document Number	202431207
Deed Book / Page	2887 / 1105
Prior Transfer Date	Feb 21, 2005
Prior Transfer Doc	0000009398
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	2841 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4010
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10221 WOODRIDGE LN, OMAHA, NE 68124-1864

Mortgage

Document Number	0025250195
Date	Feb 9, 2021
Book Page	2525/195
Instrument	2021006733

Lender

Name	ARBOR BANK
Type	Bank
Address	OMAHA, NE 68130

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2841 S Central Ave was $16,480.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,480.00	$843,605 Land $257,910 Building $585,695	$843,605 Land $257,910 Building $585,695
2023	$12,843.00 (+7.96%)	$668,942 (+5.34%) Land $234,813 Building $434,129	$668,942 (+5.34%) Land $234,813 Building $434,129
2022	$11,896.00	$635,029 Land $215,566 Building $419,463	$635,029 Land $215,566 Building $419,463

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2841 S Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 258 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	589 units insured incl. 331 condo units
Nearby Flood Claims	316 (1982–2024)
Claims Outside the SFHA	54 of 316
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 57 claims Hurricane Irma, Oct 2017 · 161 claims Hurricane Frances, Sep 2004 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2841 S Central Ave is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20