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2800 S Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 2800 S Central Ave, Flagler Beach, FL 32136

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,012 sqft · built 1999
Lot Size0.205 acres (8,952 sqft)
OwnerIndividual Name on File
Last Sale$1,410,000 (Nov 2025)
Tax Bill$12,062 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-12-32-5061-00000-0010

Property Details

APN / Parcel Number

Primary APN19-12-32-5061-00000-0010

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,012 sqft Heated Area
Gross Area3,039 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2013
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,952 sqft (0.205 acres)
DrivewayDriveway
Driveway Area1,080 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2800 S CENTRAL AVE
CityFLAGLER BEACH
StateFL
Zip32136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPEBBLE BEACH VILLAGE PARCEL B SUBD LOT 1 MB 31 PG 22 OR 608 PG 309 OR 710 PG 593-QC OR 1833/233 OR 2477/374
Legal Range32E
Legal Township12S
Legal Section19
Legal SubdivisionPEBBLE BEACH VILLAGE
Legal Lot Number1
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group2
Census Block2015
Census Tract60302

Owner

2800 S Central Ave is owned and occupied by an individual who bought it in November 2025.

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2800 S CENTRAL AVE, FLAGLER BEACH, FL 32136
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2025Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Sep 16, 2020Warranty Deed, Transfer · Conventional Mortgage
TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2025 · Amount on File
Deed SaleNov 20, 2025 · Amount on File
Prior SaleSep 16, 2020 · Amount on File
Deed Document Number2025047159
Deed Book / Page3007 / 1529
Record UpdatedJun 8, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateNov 20, 2025
Property Address2800 S CENTRAL AVE, FLAGLER BEACH, FL 32136
Document Number0030071529
Book / Page3007 / 1529
Map ReferenceMB 31 PG 22
Instrument DateNov 14, 2025
Instrument2025047159
Transaction TypeTransfer
Record UpdatedDec 5, 2025
Title CompanyVETERANS TITLE INC, VETERANS TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,870.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address101 AUGUSTA AVE, DAVENPORT, FL 33837-2594

Transferred To (Grantee/Buyer)

NameVerified Name
Address2800 S CENTRAL AVE, FLAGLER BEACH, FL 32136

Mortgage

Document Number0030071531
DateNov 20, 2025
Instrument3007/1531
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateSep 16, 2020
Property Address2800 S CENTRAL AVE, FLAGLER BEACH, FL 32136
Document Number0024770374
Book / Page2477 / 374
Map ReferenceMB 31 PG 22
Instrument DateSep 15, 2020
Instrument2020036966
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyLANDMARK TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,550.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8277 SEVEN MILE DR, 8277, PONTE VEDRA BEACH, FL 32082-3132

Transferred To (Grantee/Buyer)

NameVerified Name
Address2800 S CENTRAL AVE, FLAGLER BEACH, FL 32136

Mortgage

Document Number0002477376
DateSep 16, 2020
Instrument2477/376
Lender
NameTOWNE MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2800 S Central Ave was $12,062 with a homeowner's exemption, up 17.8% from the year before.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityFlagler Beach City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,062.00 (+17.78%) Homeowner's exemption$661,146 (+16.78%)$1,079,435 (+13.23%) Land $520,088 Building $559,347
2024$10,241.00 (+2.53%) Homeowner's exemption$566,154 (+3%)$953,276 (+8.97%) Land $520,088 Building $433,188
2023$9,988.00 (+2.46%) Homeowner's exemption$549,664 (+3%)$874,791 (+1.52%) Land $473,513 Building $401,278
2022$9,748.00 Homeowner's exemption$533,654$861,699 Land $472,388 Building $389,311

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2800 S Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 258 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies589 units insured
incl. 331 condo units
Nearby Flood Claims316 (1982–2024)
Claims Outside the SFHA54 of 316
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Nicole, Nov 2022 · 57 claims
  • Hurricane Irma, Oct 2017 · 161 claims
  • Hurricane Frances, Sep 2004 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2800 S Central Ave is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLAGLER BEACH WTP
serves 4,830 people · EPA ID FL2180349
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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