2840 S Eagle Ter, Inverness, FL 34450 Property Records

Citrus County property record for 2840 S Eagle Ter, Inverness, FL 34450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,920 sqft · built 1988
Lot Size	0.501 acres (21,839 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Jan 2026)
Tax Bill	$3,785 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-23-0060-000B0-0140`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-23-0060-000B0-0140`
Alternative APNs	`2319S20E0060000B00140` `1969743`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,920 sqft Living Area
Gross Area	2,705 sqft
1st Floor Area	1,920 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	21,839 sqft (0.501 acres)
Lot Dimensions	196 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	438 sqft
Parking Spaces	6 Parking Spaces
Pool Area	288 sqft
Porch	Patio
Porch Area	387 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1969743
Street Address	2840 S EAGLE TER
City	INVERNESS
State	FL
Zip	34450-7479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLR
Legal Description	SUNRISE LAKE ESTS PB 11 PG 137 LOT 14 BLK B
Legal Range	20E
Legal Township	19S
Legal Section	23
Legal Subdivision	SUNRISE LAKE ESTATES
Legal Block	B
Legal Lot Number	14
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2049
Census Tract	451002

Owner

2840 S Eagle Ter is owned and occupied by an individual who bought it in January 2026.

Source: Citrus County records, as of August 26, 2026

Owner of Record	Individual Name on File
Mailing Address	2840 S EAGLE TER, INVERNESS, FL 34450-7479
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Warranty Deed, Transfer · VA Mortgage NEIGHBORHOOD LOANS
May 22, 2023	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2026 · Amount on File
Deed Sale	Jan 20, 2026 · Amount on File
Prior Sale	May 22, 2023 · Amount on File
Deed Document Number	20263274
Deed Book / Page	3636 / 345
Prior Transfer Date	Jun 25, 2007
Prior Transfer Doc	0021400896
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jan 20, 2026
Property Address	2840 S EAGLE TER, INVERNESS, FL 34450-7479
Document Number	0036360345
Book / Page	3636 / 345
Map Reference	MB 11 PG 137
Instrument Date	Jan 16, 2026
Instrument	2026003274
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CITRUS TITLE CO LLC, CITRUS TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	W151N8656 MARSHALL DR, MENOMONEE FALLS, WI 53051-3109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2840 S EAGLE TER, INVERNESS, FL 34450-7479

Mortgage

Document Number	0003636347
Date	Jan 20, 2026
Instrument	3636/347

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	May 22, 2023
Property Address	2840 S EAGLE TER, INVERNESS, FL 34450-7479
Document Number	0033801839
Book / Page	3380 / 1839
Map Reference	MB 11 PG 137
Instrument Date	May 15, 2023
Instrument	2023029671
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$2,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	715 WASHINGTON LN, JENKINTOWN, PA 19046-2953

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2840 S EAGLE TER, INVERNESS, FL 34450-7479

Tax Assessment & Valuation

The 2025 property tax bill for 2840 S Eagle Ter was $3,785, up 8.5% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,785.00 (+8.45%)	$282,469 (+6.51%) Land $26,000 Building $256,469	$282,469 (+6.51%) Land $26,000 Building $256,469
2024	$3,490.00 (+4.15%) Homeowner's exemption Additional exemption filed	$265,201 (+5.09%) Land $26,000 Building $239,201	$265,201 (+5.09%) Land $26,000 Building $239,201
2023	$3,351.00 (+17.54%)	$252,362 (+21.56%) Land $27,700 Building $224,662	$252,362 (+21.56%) Land $27,700 Building $224,662
2022	$2,851.00	$207,595 Land $14,000 Building $193,595	$207,595 Land $14,000 Building $193,595

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2840 S Eagle Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2840 S Eagle Ter is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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