2821 S Eagle Ter, Inverness, FL 34450 Property Records

Citrus County property record for 2821 S Eagle Ter, Inverness, FL 34450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,695 sqft · built 1985
Lot Size	0.539 acres (23,510 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Oct 2019)
Tax Bill	$2,040 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-23-0060-000C0-001.0`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-23-0060-000C0-001.0`
Alternative APNs	`2319S20E0060000C00010` `1971233`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,695 sqft Living Area
1st Floor Area	1,695 sqft
Flooring	Wood

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	23,510 sqft (0.539 acres)
Lot Dimensions	218 ft deep x 100 ft wide
Garage Area	600 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	410 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1971233
Old Parcel Number	2319S20E0060000C00010
Street Address	2821 S EAGLE TER
City	INVERNESS
State	FL
Zip	34450-7548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLR COASTAL LAKES & RVRS
Legal Description	SUNRISE LAKE ESTS PB 11 PG 137 LOT 1 BLK C
Legal Range	20E
Legal Township	19S
Legal Section	23
Legal Subdivision	SUNRISE LAKE ESTATES
Legal Block	C
Legal Lot Number	1
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2028
Census Tract	451002

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2821 S EAGLE TER, INVERNESS, FL 34450-7548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2019 · Amount on Record
Deed Sale	Oct 30, 2019 · Amount on Record
Prior Sale	May 28, 2004 · Amount on Record
Deed Document Number	2019056747
Deed Book / Page	3014 / 1543
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 30, 2019
Property Address	2821 S EAGLE TER, INVERNESS, FL 34450-7548
Document Number	0030141543
Book / Page	003014 / 001543
Instrument Date	Oct 29, 2019
Instrument	56747
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2821 S EAGLE TER INVERNESS FL 344507548, INVERNESS, FL 34450-7548

Mortgage

Document Number	30141545
Date	Oct 30, 2019
Book Page	003014/001545
Instrument	56748

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,040.00 (+5.59%) Homeowner's exemption Additional exemption filed	$247,534 (-3.33%) Land $26,000 Building $221,534	$247,534 (-3.33%) Land $26,000 Building $221,534
2024	$1,932.00 (+2.71%) Homeowner's exemption Additional exemption filed	$256,071 (+9.76%) Land $26,000 Building $230,071	$256,071 (+9.76%) Land $26,000 Building $230,071
2023	$1,881.00 (+6.94%) Homeowner's exemption Additional exemption filed	$233,304 (+22.79%) Land $27,700 Building $205,604	$233,304 (+22.79%) Land $27,700 Building $205,604
2022	$1,759.00 Homeowner's exemption Additional exemption filed	$190,006 Land $14,000 Building $176,006	$190,006 Land $14,000 Building $176,006

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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