Contra Costa County property record for 2840 Rio Seco Dr, Bay Point, CA 94565
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,215 sqft · built 2019 |
| Lot Size | 0.088 acres (3,834 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $730,000 (Sep 2019) |
| Tax Bill | $13,083 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 091-320-040-8 |
| Primary APN | 091-320-040-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,215 sqft Living Area |
| 1st Floor Area | 1,390 sqft |
| 2nd Floor Area | 1,825 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 3,834 sqft (0.088 acres) |
| Garage Type | Attached |
| Garage Area | 390 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|
| Street Address | 2840 RIO SECO DR |
|---|---|
| City | PITTSBURG |
| State | CA |
| Zip | 94565-7768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T9380 L40 |
| Legal Subdivision | SAN MARCO SUB 9380 |
| Legal Tract | 9380 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 355202 |
2840 Rio Seco Dr is owned and occupied by two individuals who bought it in September 2019.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2840 RIO SECO DR, PITTSBURG, CA 94565-7768 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Sep 27, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2019 · Amount on File |
| Deed Sale | Sep 27, 2019 · Amount on File |
| Deed Document Number | 2019161809 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2840 RIO SECO DR, BAY POINT, CA 94565-7768 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | OLD REPUBLIC TITLE SF |
| Name | Verified Name |
|---|---|
| Address | 2840 RTO SECO DR, BAY POINT, CA 94565-7768 |
| Document Number | 0000040408 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 2021-040408 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Sep 27, 2019 |
| Property Address | 2840 RIO SECO DR, BAY POINT, CA 94565-7768 |
| Document Number | 0000161809 |
| Map Reference | MB 533 PG 1 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 2019-161809 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2840 RIO SECO DR, BAY POINT, CA 94565-7768 |
| Document Number | 0000161811 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 2019-161811 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
The 2025 property tax bill for 2840 Rio Seco Dr was $13,083 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Pittsburg City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $813,876 (+2%) Land $223,101 Building $590,775 | |
| 2025 | $13,083.00 Homeowner's exemption | $797,919 Land $218,727 Building $579,192 |
| 2023 | $12,503.00 (+1.36%) Homeowner's exemption | $766,937 Land $210,235 Building $556,702 |
| 2022 | $12,335.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2840 Rio Seco Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2840 Rio Seco Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PITTSBURG serves 62,500 people · EPA ID CA0710008 |
|---|---|
| Water Source | Purchased surface water from CONTRA COSTA WATER DISTRICT |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Unwired.
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