2832 Rio Seco Dr, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 2832 Rio Seco Dr, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,215 sqft · built 2019
Lot Size	0.088 acres (3,833 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,500 (Jul 2019)
Tax Bill	$13,330 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091-320-038-2`

Property Details

APN / Parcel Number

Primary APN	`091-320-038-2`
Alternative APN	`091-320-038`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,215 sqft Living Area
1st Floor Area	1,390 sqft
2nd Floor Area	1,825 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	3,833 sqft (0.088 acres)
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	2832 RIO SECO DR
City	PITTSBURG
State	CA
Zip	94565-7768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9380 L38
Legal Subdivision	SAN MARCO-UN 12
Legal Tract	9380
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2000
Census Tract	355202

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2832 RIO SECO DR, PITTSBURG, CA 94565-7768
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Jul 12, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2019 · Amount on Record
Deed Sale	Jul 12, 2019 · Amount on Record
Deed Document Number	2019107595
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2832 RIO SECO DR, BAY POINT, CA 94565-7768
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2832 RIO SECO DR, BAY POINT, CA 94565-7768

Mortgage

Document Number	0000278526
Date	Nov 18, 2020
Instrument	2020-278526

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

July 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 12, 2019
Property Address	2832 RIO SECO DR, BAY POINT, CA 94565-7768
Document Number	0000107595
Instrument Date	Jul 3, 2019
Instrument	107595
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 19, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.55
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2832 RIO SECO DR BAY POINT CA 94565, BAY POINT, CA 94565

Mortgage

Document Number	107597
Date	Jul 12, 2019
Instrument	107597

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Pittsburg City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$836,746 (+2%) Land $223,101 Building $613,645
2025	$13,330.00 (+4.62%) Homeowner's exemption	$820,340 (+4.04%) Land $218,727 Building $601,613
2023	$12,741.00 (+1.35%) Homeowner's exemption	$788,487 Land $210,235 Building $578,252
2022	$12,571.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PITTSBURG serves 62,500 people · EPA ID CA0710008
Water Source	Purchased surface water from CONTRA COSTA WATER DISTRICT
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired.

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