2840 Monroe Floyd Rd, Decherd, TN 37324 Property Records

Franklin County property record for 2840 Monroe Floyd Rd, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,100 sqft · built 1968
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$30,000 (Mar 2021)
Tax Bill	$807 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`026027 00903`

Property Details

APN / Parcel Number

Primary APN	`026027 00903`
Alternative APN	`027 00903`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1992
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	325 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	18 sqft
Deck Area	Deck Area
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2840 MONROE FLOYD RD
City	DECHERD
State	TN
Zip	37324-4347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 09, COUNTY AREA: R02
Jurisdiction	FRANKLIN TN
Township / Civil Division	6
Census Block Group	2
Census Block	2040
Census Tract	960100

Owner

2840 Monroe Floyd Rd is owned and occupied by two individuals who bought it in March 2021.

Source: Franklin County records, as of January 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2840 MONROE FLOYD RD, DECHERD, TN 37324-4347
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Quit Claim Deed, Transfer TENNESSEE TITLE, SOUTHERN TENNESSEE TITLE
Jul 13, 2023	Deed of Trust, Mortgage · FHA Mortgage FIRST COMMUNITY MORTGAGE INC
Jul 25, 2022	Warranty Deed, Transfer CITIZENS COMMUNITY BANK
Mar 24, 2021	Warranty Deed, Transfer · Commercial Mortgage CITIZENS COMMUNITY BANK
Feb 19, 2021	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2021 · Amount on File
Deed Sale	Mar 24, 2021 · Amount on File
Prior Sale	Feb 19, 2021 · Amount on File
Deed Document Number	20212607
Deed Book / Page	452 / 759
Prior Transfer Date	Jun 18, 2012
Prior Transfer Doc	0012003470
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jun 9, 2026
Property Address	2840 MONROE FLOYD RD, DECHERD, TN 37324-4347
Document Number	0000004195
Book / Page	506 / 67
Instrument Date	Jun 8, 2026
Instrument	20264195
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	TENNESSEE TITLE, SOUTHERN TENNESSEE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	2840 MONROE FLOYD RD, DECHERD, TN 37324-4347
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023004267
Date	Jul 13, 2023
Book Page	T1493/492
Instrument	23004267

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jul 25, 2022
Property Address	2840 MONROE FLOYD RD, DECHERD, TN 37324-4347
Document Number	0022005946
Book / Page	D468 / 575
Instrument Date	Jul 15, 2022
Instrument	22005946
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	NOT AVAILABLE, SOUTHERN TENNESSEE T&E LLC

Transaction

Amount	Amount on Record
Tax	$444.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22840 MONROE FLOYD RD, DECHERD, TN 37324

Mortgage

Document Number	0022005947
Date	Jul 25, 2022
Instrument	22005947

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jul 15, 2023

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Mar 24, 2021
Property Address	2840 MONROE FLOYD RD, DECHERD, TN 37324-4347
Document Number	0021002607
Book / Page	D0452 / 759
Instrument Date	Mar 15, 2021
Instrument	21002607
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	NOT AVAILABLE, SOUTHERN TENNESSEE T&E LLC

Transaction

Amount	Amount on Record
Tax	$111.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1746 PRANE CHAPET RD, DECHERD, TN 37324

Mortgage

Document Number	0021002608
Date	Mar 24, 2021
Instrument	21002608

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	FRANKLIN TN
Recording Date	Feb 19, 2021
Property Address	2840 MONROE FLOYD RD, DECHERD, TN 37324-4347
Document Number	0021001485
Book / Page	451 / 665
Instrument Date	Mar 3, 2020
Instrument	21001485
Transaction Type	Foreclosure
Record Updated	Jul 4, 2022

Transaction

Amount	Amount on Record
Tax	$17.39
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 WILDER CHAPEL RD, DECHERD, TN 37324-4469

Tax Assessment & Valuation

The 2025 property tax bill for 2840 Monroe Floyd Rd was $807.

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$807.00	$40,450 Land $9,000 Building $31,450
2023		$40,450 Land $9,000 Building $31,450
2022	$527.00		$161,800 Land $36,000 Building $125,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2840 Monroe Floyd Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2840 Monroe Floyd Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Point Broadband Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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