2643 Monroe Floyd Rd, Decherd, TN 37324 Property Records

Franklin County property record for 2643 Monroe Floyd Rd, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,969 sqft · built 1998
Lot Size	0.948 acres (41,331 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (May 2025)
Tax Bill	$1,170 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026027 01003`

Property Details

APN / Parcel Number

Primary APN	`026027 01003`
Alternative APN	`027 01003`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,969 sqft Living Area
1st Floor Area	1,969 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	41,331 sqft (0.948 acres)
Lot Dimensions	210 ft deep x 210 ft wide
Garage Type	Mixed
Garage Area	896 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	288 sqft
Deck Area	272 sqft
Patio Area	272 sqft
Shed	1 Shed
Shed Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2643 MONROE FLOYD RD
City	DECHERD
State	TN
Zip	37324-4349
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 09, COUNTY AREA: R02
Jurisdiction	FRANKLIN TN
Township / Civil Division	6
Census Block Group	2
Census Block	2038
Census Tract	960100

Owner

2643 Monroe Floyd Rd is owned and occupied by two individuals who bought it in May 2025.

Source: Franklin County records, as of January 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2643 MONROE FLOYD RD, DECHERD, TN 37324-4349
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Warranty Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP
Apr 14, 2020	Warranty Deed, Transfer BILLY & KATHY HENNESSEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2025 · Amount on File
Deed Sale	May 28, 2025 · Amount on File
Prior Sale	Sep 2, 2020 · Amount on File
Deed Document Number	20253571
Deed Book / Page	495 / 645
Transfer Doc	0002930096
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Sep 2, 2020
Property Address	2643 MONROE FLOYD RD, DECHERD, TN 37324-4349
Document Number	0020006057
Book / Page	D0446 / 694
Instrument Date	Sep 1, 2020
Instrument	20006057
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	ACCESS TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$724.83
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2643 MONROE FLOYD RD, DECHERD, TN 37324-4349

Mortgage

Document Number	0020006058
Date	Sep 2, 2020
Instrument	20006058

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Apr 14, 2020
Property Address	2643 MONROE FLOYD RD, DECHERD, TN 37324-4349
Document Number	0000002201
Book / Page	000442 / 000777
Instrument Date	Apr 3, 2020
Instrument	2201
Transaction Type	Transfer
Record Updated	Jun 4, 2020
Title Company	ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$326.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	956 SUMMITVILLE RD MANCHESTER TN 373556605, MANCHESTER, TN 37355-6605

Mortgage

Document Number	2202
Date	Apr 14, 2020
Book Page	001323/000478
Instrument	2202

Lender

Name	BILLY & KATHY HENNESSEE

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2643 Monroe Floyd Rd was $1,170.

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,170.00	$58,650 Land $5,375 Building $53,275
2023		$58,650 (+5.72%) Land $5,375 Building $53,275
2022	$1,040.00	$55,475 Land $5,375 Building $50,100	$234,600 (+5.72%) Land $21,500 Building $213,100
2021			$221,900 Land $21,500 Building $200,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2643 Monroe Floyd Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2643 Monroe Floyd Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Point Broadband Fixed Wireless	10 / 1

Cell Coverage

4G LTE only, no 5G reported

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