2840 Juniper Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 2840 Juniper Ave, Morro Bay, CA 93442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,050 sqft · built 1990
Lot Size0.142 acres (6,200 sqft)
OwnerCompany Name on Record
Tax Bill$6,479 (2025)
Deeds & MortgagesApr 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN068-391-006

Property Details

APN / Parcel Number

Primary APN068-391-006

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area2,050 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeWood
Lot Area6,200 sqft (0.142 acres)
TerrainAbove Road/Slope
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address2840 JUNIPER AVE
CityMORRO BAY
StateCA
Zip93442-1447
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCY MB TR 174 BL 2 LT 6
Legal SubdivisionTRACT 174
Legal Tract174
Legal Block2
Legal Lot Number6
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2003
Census Tract10505

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2840 JUNIPER AVE, MORRO BAY, CA 93442-1447
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 31, 2006
Transfer Doc0000008203
Record UpdatedSep 20, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2840 JUNIPER AVE, MORRO BAY, CA 93442-1447
Document Number0000018271
Instrument DateApr 6, 2017
Transaction TypeMortgage
Record UpdatedAug 18, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2840 JUNIPER AVE MORRO BAY CA 934421447, MORRO BAY, CA 93442-1447

Mortgage

Document Number0000018271
DateApr 27, 2017
Instrument18271
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$606,746 (+2%) Land $338,049 Building $268,697
2025$6,479.00 (+3.65%) Homeowner's exemption$594,850 (+4.04%) Land $331,421 Building $263,429
2023$6,251.00 (+6.73%) Homeowner's exemption$571,752 Land $318,552 Building $253,200
2022$5,857.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 47% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people · EPA ID CA4010011
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Ranch Wifi
Fixed Wireless
100 / 20

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