San Luis Obispo County property record for 2820 Juniper Ave, Morro Bay, CA 93442
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,324 sqft · built 1970 |
| Lot Size | 0.142 acres (6,200 sqft) |
| Owner | Company Name on Record |
| Last Sale | $511,000 (Jul 2013) |
| Tax Bill | $6,903 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 068-391-008 |
| Primary APN | 068-391-008 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,324 sqft Living Area |
| 1st Floor Area | 1,324 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Wood |
| Lot Area | 6,200 sqft (0.142 acres) |
| Lot Dimensions | 100 ft deep x 62 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 2820 JUNIPER AVE |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-1447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10 |
| Legal Description | CY MB TR 174 BL 2 LT 8 |
| Legal Subdivision | PANORAMA HEIGHTS |
| Legal Tract | 174 |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 10505 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2820 JUNIPER AVE, MORRO BAY, CA 93442-1447 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Dec 5, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 19, 2019 | Quit Claim Deed, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2013 · Amount on Record |
| Deed Sale | Jul 23, 2013 · Amount on Record |
| Deed Document Number | 201342613 |
| Last Transfer Date | Jun 16, 2019 |
| Transfer Doc | 0000028743 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2820 JUNIPER AVE, MORRO BAY, CA 93442-1447 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2026 |
| Title Company | UNKNOWN, ROCKET CLOSE LLC RESIDENT |
| Name | Verified Name |
|---|---|
| Address | 2820 JUNIPER AVE, MORRO BAY, CA 93442-1447 |
| Document Number | 0000037395 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 2025037395 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2820 JUNIPER AVE, MORRO BAY, CA 93442-1447 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2820 JUNIPER AVE, MORRO BAY, CA 93442-1447 |
| Document Number | 0000007489 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 2021007489 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2820 JUNIPER AVE, MORRO BAY, CA 93442-1447 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000012526 |
|---|---|
| Date | Mar 13, 2020 |
| Instrument | 2020012526 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jul 19, 2019 |
| Property Address | 2820 JUNIPER AVE, MORRO BAY, CA 93442-1447 |
| Document Number | 0000028743 |
| Instrument Date | Jul 16, 2019 |
| Instrument | 28743 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2019 |
| Title Company | PUBLIC TITLE COMPANY, PUBLIC TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2820 JUNIPER AVE MORRO BAY CA 934421447, MORRO BAY, CA 93442-1447 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $646,035 (+2%) Land $437,627 Building $208,408 | |
| 2025 | $6,903.00 (+3.65%) Homeowner's exemption | $633,369 (+4.04%) Land $429,047 Building $204,322 |
| 2023 | $6,660.00 (+6.71%) Homeowner's exemption | $608,777 Land $412,388 Building $196,389 |
| 2022 | $6,241.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 47% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011 |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
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