2840 Birch Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 2840 Birch Ave, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 676 sqft · built 1958
Owner	Company Name on File
Last Sale	$949,500 (Sep 2019)
Tax Bill	$11,368 (2025)
Deeds & Mortgages	Aug 2021 Transfer Jun 2020 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`068-213-021`

Property Details

APN / Parcel Number

Primary APN	`068-213-021`
Alternative APN	`068213014`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	676 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Multi-Family
Construction Type	Wood

Location & Zoning

Street Address	2840 BIRCH AVE
City	MORRO BAY
State	CA
Zip	93442-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY MB OCEAN HTS 1 BL 14 PTN LT 6 & LT 7
Legal Subdivision	OCEAN HEIGHTS NO 1
Legal Block	14
Legal Lot Number	6,7
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2030
Census Tract	10505

Owner

2840 Birch Ave is owned by a company that acquired it in July 2021 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	2840 BIRCH AVE, MORRO BAY, CA 93442-1506
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Intrafamily Transfer, Transfer
Jun 18, 2020	Correction Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Sep 27, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Sep 27, 2019	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Sep 7, 2018	Affidavit of Death, Transfer ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO
Sep 7, 2018	Affidavit of Death, Transfer CITIZENS BUSN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2019 · Amount on File
Deed Sale	Sep 27, 2019 · Amount on File
Deed Document Number	201941281
Last Transfer Date	Jul 16, 2021
Transfer Doc	0000056096
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 11, 2021
Property Address	2840 BIRCH AVE, MORRO BAY, CA 93442-1506
Document Number	0000056096
Map Reference	MB 3 PG 62
Instrument Date	Jul 16, 2021
Instrument	2021056096
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2840 BIRCH AVE, MORRO BAY, CA 93442-1506

June 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 18, 2020
Property Address	2840 BIRCH AVE, MORRO BAY, CA 93442-1506
Document Number	0000030006
Instrument Date	Jun 10, 2020
Instrument	30006
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	25232 LONE ACRES RD MENIFEE CA 925849592, MENIFEE, CA 92584-9592

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 27, 2019
Property Address	2840 BIRCH AVE, MORRO BAY, CA 93442-1506
Document Number	0000041281
Instrument Date	Jul 29, 2019
Instrument	2019041281
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2840 BIRCH AVE, MORRO BAY, CA 93442-1506

Mortgage

Document Number	0000041282
Date	Sep 27, 2019
Instrument	2019041282

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 27, 2019
Property Address	2840 BIRCH AVE, MORRO BAY, CA 93442-1506
Document Number	0000041280
Instrument Date	Jul 22, 2019
Instrument	41280
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2840 BIRCH AVE MORRO BAY CA 934421506, MORRO BAY, CA 93442-1506

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 7, 2018
Property Address	2840 BIRCH AVE, MORRO BAY, CA 93442-1506
Document Number	0000037098
Instrument Date	Aug 20, 2018
Instrument	37098
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1405 TERESA DR #261 MORRO BAY CA 934422458, 261, MORRO BAY, CA 93442-2458

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 7, 2018
Property Address	2840 BIRCH AVE, MORRO BAY, CA 93442-1506
Document Number	0000037097
Instrument Date	Jul 19, 2018
Instrument	37097
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	400 E ROBERTS LN #128 BAKERSFIELD CA 933084885, 128, BAKERSFIELD, CA 93308-4885

Mortgage

Document Number	37099
Date	Sep 7, 2018
Instrument	37099

Lender

Name	CITIZENS BUSN BK
Type	Bank
Address	ONTARIO, CA 91764

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 6, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 2840 Birch Ave was $11,368 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,059,180 (+2%) Land $501,981 Building $557,199
2025	$11,368.00 Homeowner's exemption	$1,038,413 Land $492,139 Building $546,274
2023	$10,970.00 (+6.7%) Homeowner's exemption	$998,092 Land $473,030 Building $525,062
2022	$10,281.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2840 Birch Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2840 Birch Ave is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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