284 Upper Valley Rd, Torrington, CT 06790 Property Records

Torrington City property record for 284 Upper Valley Rd, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,454 sqft · built 1991
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on File
Last Sale	$173,500 (Jul 2018)
Tax Bill	$6,657 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2018 Sale & Mortgage
APN	`13310`

Property Details

APN / Parcel Number

Primary APN	`13310`
Alternative APNs	`TORR M:244 B:006 L:078` `013310`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,454 sqft Living Area
Gross Area	2,782 sqft
Basement Area	727 sqft
Unfinished Basement	427 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,155 sqft (0.83 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	13310
Street Address	284 UPPER VALLEY RD
City	TORRINGTON
State	CT
Zip	06790-2557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S
Legal Subdivision	OAKWOOD CMNS
Legal Block	6
Legal Lot Number	78
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	1
Census Block	1007
Census Tract	310601

Owner

284 Upper Valley Rd is owned and occupied by two individuals who bought it in July 2018.

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	284 UPPER VALLEY RD, TORRINGTON, CT 06790-2557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · Balloon Mortgage QUICKEN LOANS INC
Jul 31, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2018 · Amount on File
Deed Sale	Jul 31, 2018 · Amount on File
Prior Sale	Aug 7, 2015 · Amount on File
Deed Book / Page	1271 / 389
Transfer Doc	1139-770
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	284 UPPER VALLEY RD, TORRINGTON, CT 06790-2557
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1317-926
Date	Oct 19, 2020
Book Page	1317/926
Instrument	2020-459615

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Jul 31, 2018
Property Address	284 UPPER VALLEY RD, TORRINGTON, CT 06790-2557
Document Number	1271-389
Book / Page	001271 / 000389
Instrument Date	Jul 26, 2018
Instrument	989
Transaction Type	Transfer
Record Updated	Aug 21, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 MORRIS ST #3 DANBURY CT 068105463, 3, DANBURY, CT 06810-5463

Mortgage

Document Number	1271-391
Date	Jul 31, 2018
Book Page	001271/000391
Instrument	990

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 284 Upper Valley Rd was $6,657, down 13% from the year before.

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,657.00 (-12.97%)	$198,940 (-) Land $30,520 Building $168,420	$368,770 (+164.81%)
2025	$7,649.00	$198,940 Land $30,520 Building $168,420	$139,258 Land $21,364 Building $117,894
2024	$7,649.00 (+54.4%)
2023	$4,954.00 (+1.72%)	$103,300 (-) Land $30,530 Building $72,770
2022	$4,870.00	$103,300 Land $30,530 Building $72,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 284 Upper Valley Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 284 Upper Valley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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