230 Upper Valley Rd, Torrington, CT 06790 Property Records

Torrington City property record for 230 Upper Valley Rd, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,523 sqft · built 1991
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Sep 2020)
Tax Bill	$6,134 (2026)
Deeds & Mortgages	Oct 2024 Refinance Sep 2020 Sale & Mortgage
APN	`13309`

Property Details

APN / Parcel Number

Primary APN	`13309`
Alternative APNs	`TORR M:244 B:006 L:080` `013309`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,523 sqft Living Area
Gross Area	2,488 sqft
Basement Area	749 sqft
Unfinished Basement	499 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	13309
Street Address	230 UPPER VALLEY RD
City	TORRINGTON
State	CT
Zip	06790-2557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S
Legal Block	6
Legal Lot Number	80
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	1
Census Block	1007
Census Tract	310601

Owner

230 Upper Valley Rd is owned and occupied by two individuals who bought it in September 2020.

Source: Torrington City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	230 UPPER VALLEY RD, TORRINGTON, CT 06790-2557
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU
Sep 14, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2020 · Amount on File
Deed Sale	Sep 14, 2020 · Amount on File
Prior Sale	Sep 24, 2012 · Amount on File
Deed Document Number	2020458803
Deed Book / Page	1315 / 28
Transfer Doc	001141-831
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	230 UPPER VALLEY RD, TORRINGTON, CT 06790-2557
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001423-701
Date	Oct 23, 2024
Book Page	1423/701
Instrument	2024-496130

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2044

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Sep 14, 2020
Property Address	230 UPPER VALLEY RD, TORRINGTON, CT 06790-2557
Document Number	1315-28
Book / Page	1315 / 28
Instrument Date	Aug 28, 2020
Instrument	2020-458803
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2020458804
Date	Sep 14, 2020
Instrument	2020-458804

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 230 Upper Valley Rd was $6,134, down 13% from the year before.

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,134.00 (-12.98%)	$183,330 (-) Land $30,870 Building $152,460	$353,123 (+175.17%)
2025	$7,049.00	$183,330 Land $30,870 Building $152,460	$128,331 Land $21,609 Building $106,722
2024	$7,049.00 (+48.06%)
2023	$4,761.00 (+1.75%)	$99,260 (-) Land $30,860 Building $68,400
2022	$4,679.00	$99,260 Land $30,860 Building $68,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 230 Upper Valley Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 230 Upper Valley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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