Effingham County property record for 284 Tunnel Rd, Springfield, GA 31329
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,258 sqft · built 1980 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Oct 2021) |
| Tax Bill | $2,955 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Oct 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0389C-016-000 |
| Primary APN | 0389C-016-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,258 sqft Heated Area |
| Utility Area | 65 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 28,314 sqft (0.65 acres) |
| Porch | Slab |
| Porch Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 11377 |
|---|---|
| Street Address | 284 TUNNEL RD |
| City | SPRINGFIELD |
| State | GA |
| Zip | 31329-4801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | .65 AC LOT 16 |
| Legal Subdivision | COUNTRY PARK |
| Legal Phase | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 30209 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 284 TUNNEL RD, SPRINGFIELD, GA 31329-4801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2026 | Deed of Trust, Mortgage NAVY FEDERAL CREDIT UNION |
| Oct 1, 2021 | Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE OF THE CAROLINAS |
| Aug 14, 2020 | Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Jun 29, 2018 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2021 · Amount on Record |
| Deed Sale | Oct 1, 2021 · Amount on Record |
| Prior Sale | Jun 29, 2018 · Amount on Record |
| Deed Document Number | 20213332 |
| Deed Book / Page | 2734 / 353 |
| Prior Transfer Date | Feb 19, 2006 |
| Prior Transfer Doc | 001570/421 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Aug 13, 2026 |
| Property Address | 284 TUNNEL RD, SPRINGFIELD, GA 31329-4801 |
| Document Number | 3063000174 |
| Book / Page | 3063 / 174 |
| Instrument Date | Aug 13, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 284 TUNNEL RD, SPRINGFIELD, GA 31329-4801 |
| Document Number | 3063000174, |
|---|---|
| Date | Aug 13, 2026 |
| Book Page | 3063/174 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Oct 1, 2021 |
| Property Address | 284 TUNNEL RD, SPRINGFIELD, GA 31329-4801 |
| Document Number | 2734/353 |
| Book / Page | 2734 / 353 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 2021-003332 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 284 TUNNEL RD, SPRINGFIELD, GA 31329-4801 |
| Document Number | 012730 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 012730 |
| Name | TOWNE MORTGAGE OF THE CAROLINAS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 284 TUNNEL RD, SPRINGFIELD, GA 31329-4801 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 284 TUNNEL RD, SPRINGFIELD, GA 31329-4801 |
| Document Number | 0000002615/0000000588 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 0000002615/0000000588 |
| Instrument | 008217 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jun 29, 2018 |
| Property Address | 284 TUNNEL RD, SPRINGFIELD, GA 31329-4801 |
| Document Number | 002475/810 |
| Book / Page | 2475 / 810 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 2018-001692 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 284 TUNNEL RD, SPRINGFIELD, GA 31329-4801 |
| Document Number | 2475/811 |
|---|---|
| Date | Jul 6, 2018 |
| Book Page | 2475/811 |
| Instrument | 005836 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,208 (+3.56%) Land $17,160 Building $69,048 | $215,520 (+3.56%) Land $42,900 Building $172,620 | |
| 2025 | $2,955.00 (+24.53%) | $83,244 (+19.39%) Land $17,160 Building $66,084 | $208,109 (+19.39%) Land $42,900 Building $165,209 |
| 2024 | $2,373.00 (+41.08%) | $69,723 (+42.11%) Land $17,160 Building $52,563 | $174,307 (+42.11%) Land $42,900 Building $131,407 |
| 2023 | $1,682.00 (-2.61%) | $49,061 (+2.83%) Land $11,440 Building $37,621 | $122,653 (+2.83%) Land $28,600 Building $94,053 |
| 2022 | $1,727.00 | $47,712 Land $11,700 Building $36,012 | $119,281 Land $29,250 Building $90,031 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD serves 3,100 people · EPA ID GA1030002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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