St. Louis County property record for 284 Spring Oaks Dr, Ballwin, MO 63011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,938 sqft · built 1978 |
| Lot Size | 0.438 acres (19,097 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $62,500 (Feb 2015) |
| Tax Bill | $5,066 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22R-14-0213 |
| Primary APN | 22R-14-0213 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,938 sqft Living Area |
| 1st Floor Area | 1,938 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 19,097 sqft (0.438 acres) |
| Lot Dimensions | 80 ft deep x 141 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 2 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 144 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 284 SPRING OAKS DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63011-3868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 93R-2 |
| Legal Description | SPRINGWOOD PLAT 1 22R230257 1 21 77 LOT 1110 |
| Legal Subdivision | SPRINGWOOD PLAT 1 |
| Legal Lot Number | 1110 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 217807 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 284 SPRING OAKS DR, BALLWIN, MO 63011-3868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| May 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| May 26, 2017 | Deed of Trust, Mortgage · Line of Credit BUSEY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2015 · Amount on Record |
| Deed Sale | Feb 9, 2015 · Amount on Record |
| Prior Sale | Nov 30, 2010 · Amount on Record |
| Deed Document Number | 201524 |
| Deed Book / Page | 21373 / 269 |
| Prior Transfer Date | Jan 31, 2015 |
| Prior Transfer Doc | 0213730269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 284 SPRING OAKS DR, BALLWIN, MO 63011-3868 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 284 SPRING OAKS DR, BALLWIN, MO 63011-3868 |
| Document Number | 0249220617 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 24922/617 |
| Instrument | 2021061100103 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 284 SPRING OAKS DR, BALLWIN, MO 63011-3868 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE PARTNER AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0240382210 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 24038/2210 |
| Instrument | 2020050800280 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 284 SPRING OAKS DR, BALLWIN, MO 63011-3868 |
| Document Number | 0225730173 |
| Book / Page | 022573 / 000173 |
| Instrument Date | May 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 284 SPRING OAKS DR BALLWIN MO 630113868, BALLWIN, MO 63011-3868 |
| Document Number | 0225730173 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 022573/000173 |
| Instrument | 125 |
| Name | BUSEY BK |
|---|---|
| Type | Bank |
| Address | BALLWIN, MO 63011 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 18, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $82,620 (-) Land $33,520 Building $49,100 | $434,800 (-) Land $176,400 Building $258,400 | |
| 2025 | $5,066.00 (+7.7%) | $82,620 (+13.71%) Land $33,520 Building $49,100 | $434,800 (+13.7%) Land $176,400 Building $258,400 |
| 2024 | $4,704.00 (+1.42%) | ||
| 2023 | $4,638.00 (+17.36%) | $72,660 (+28.33%) Land $24,490 Building $48,170 | $382,400 (+28.32%) Land $128,900 Building $253,500 |
| 2022 | $3,952.00 | $56,620 Land $24,490 Building $32,130 | |
| 2021 | $298,000 Land $128,900 Building $169,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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