275 Spring Oaks Dr, Ballwin, MO 63011 Property Records

St. Louis County property record for 275 Spring Oaks Dr, Ballwin, MO 63011

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,128 sqft · built 1976
Lot Size	0.361 acres (15,725 sqft)
Owner	2 Individual Names on Record
Last Sale	$234,000 (Jul 2013)
Tax Bill	$4,527 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22R-14-0121`

Property Details

APN / Parcel Number

Primary APN	`22R-14-0121`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,128 sqft Living Area
Gross Area	2,611 sqft
1st Floor Area	1,064 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	15,725 sqft (0.361 acres)
Lot Dimensions	85 ft deep x 85 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	275 SPRING OAKS DR
City	BALLWIN
State	MO
Zip	63011-3835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-2
Legal Description	SPRINGWOOD PLAT 1 1 21 77 LOT 1104
Legal Subdivision	SPRINGWOOD PLAT 1
Legal Lot Number	1104
Jurisdiction	ST LOUIS MO
Township / Civil Division	LAFAYETTE
Census Block Group	4
Census Block	4015
Census Tract	217807

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	275 SPRING OAKS DR, BALLWIN, MO 63011-3835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage ESSEX RESIDENTIAL MORTGAGE LLC ESSEX RESIDENTIAL MORTGAGE LLC
Jan 31, 2019	Deed of Trust, Mortgage OTHER INSTITUTIONAL LENDERS
Dec 27, 2017	Deed of Trust, Mortgage · FHA Mortgage MAGNOLIA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2013 · Amount on Record
Deed Sale	Jul 3, 2013 · Amount on Record
Deed Document Number	2013786
Deed Book / Page	20572 / 2338
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	275 SPRING OAKS DR, BALLWIN, MO 63011-3835
Document Number	0245325939
Instrument Date	Dec 9, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	275 SPRING OAKS DR BALLWIN MO 630113835, BALLWIN, MO 63011-3835

Mortgage

Document Number	0245325939
Date	Dec 23, 2020
Book Page	024532/005939
Instrument	921

Lender

Name	ESSEX RESIDENTIAL MORTGAGE LLC ESSEX RESIDENTIAL MORTGAGE LLC
Type	Bank
Address	SAINT LOUIS, MO 63127

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 22, 2035

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	275 SPRING OAKS DR, BALLWIN, MO 63011-3835
Document Number	0233880532
Instrument Date	Jan 31, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	275 SPRING OAKS DR BALLWIN MO 630113835, BALLWIN, MO 63011-3835

Mortgage

Document Number	0233880532
Date	Feb 6, 2019
Book Page	023388/000532
Instrument	134

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	SAINT LOUIS, MO 63127

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Feb 5, 2039

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	275 SPRING OAKS DR, BALLWIN, MO 63011-3835
Document Number	0228422555
Book / Page	022842 / 002555
Instrument Date	Dec 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	275 SPRING OAKS DR BALLWIN MO 630113835, BALLWIN, MO 63011-3835

Mortgage

Document Number	0228422555
Date	Jan 3, 2018
Book Page	022842/002555
Instrument	480

Lender

Name	MAGNOLIA BK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,780 (-) Land $30,950 Building $42,830	$388,300 (-) Land $162,900 Building $225,400
2025	$4,527.00 (-2.18%)	$73,780 (+3.22%) Land $30,950 Building $42,830	$388,300 (+3.22%) Land $162,900 Building $225,400
2024	$4,628.00 (+1.42%)
2023	$4,563.00 (+10.43%)	$71,480 (+20.74%) Land $23,690 Building $47,790	$376,200 (+20.73%) Land $124,700 Building $251,500
2022	$4,132.00	$59,200 Land $23,690 Building $35,510
2021			$311,600 Land $124,700 Building $186,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Spring Oaks Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures