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284 Spotted Saddle Way, Fallbrook, CA 92028 Property Records

San Diego County property record for 284 Spotted Saddle Way, Fallbrook, CA 92028 · Last verified August 2026

Property Summary

Property TypeCondominium
Details4 bd · 2.5 ba · 2,156 sqft · built 2019
Lot Size18.8 acres (820,061 sqft)
Owner2 Individual Names on File
Tax Bill$8,515 (2025)
Deeds & MortgagesJan 2023 Mortgage
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN108-124-04-03

Property Details

APN / Parcel Number

Primary APN108-124-04-03

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,156 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCondo/Apartment
Lot Area820,061 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address284 SPOTTED SADDLE WAY
CityFALLBROOK
StateCA
Zip92028-6508
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOT 148 US 83 PER DOC18-0323384&UND INT IN MODULE 14 TR 016183
Legal SubdivisionHORSE CRK RDG BRINDLE POINTE M
Legal Tract016183
Legal Block1
Legal Lot Number148
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1085
Census Tract19002

Owner

Source: San Diego County records · APN 108-124-04-03

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address284 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6508
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 05, 2023Deed of Trust, Mortgage · FHA Mortgage
LOANCARE LLC
Nov 18, 2021Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LOAN SERVICING LLC
Aug 05, 2020Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address284 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6508
Transaction TypeMortgage
Record UpdatedJan 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address284 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6508

Mortgage

Document Number0000003277
DateJan 05, 2023
Instrument2023-0003277
Lender
NameLOANCARE LLC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term347 Months
DueDec 01, 2051

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address284 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6508
Transaction TypeMortgage
Record UpdatedNov 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address284 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6508

Mortgage

Document Number0000796852
DateNov 18, 2021
Instrument2021-0796852
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address284 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6508
Document Number0000466380
Instrument DateAug 05, 2020
Transaction TypeMortgage
Record UpdatedAug 28, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address284 SPOTTED SADDLE WAY FALLBROOK CA 920286508, FALLBROOK, CA 92028-6508

Mortgage

Document Number0000466380
DateAug 19, 2020
Instrument466380
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 18, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictFallbrook Union Elementary School District (KG - 08)
Secondary School DistrictFallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$572,220 (+2%) Land $204,807 Building $367,413
2025$8,515.00 (+5.1%) Homeowner's exemption$561,001 (+4.04%) Land $200,792 Building $360,209
2023$8,102.00 (+0.63%) Homeowner's exemption$539,219 Land $192,996 Building $346,223
2022$8,051.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730190021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 22 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims19 (1978–2019)
Claims Outside the SFHA6 of 19
Most Recent ClaimMar 2019
Claims By Storm
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims
  • Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 5 claims

Wildfire

Wildfire RiskHigh
above 75% of the US · above 51% of California
Wildfire LikelihoodAbout 1 in 200 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 509 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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