284 Red Oak Rd, Cartwright, OK 74731 Property Records

Bryan County property record for 284 Red Oak Rd, Cartwright, OK 74731

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,001 sqft · built 2016
Lot Size	0.915 acres (39,895 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Sep 2020)
Tax Bill	$2,776 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38799`

Property Details

APN / Parcel Number

Primary APN	`38799`
Alternative APN	`0221-00-000-090-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,001 sqft Living Area
1st Floor Area	2,001 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	39,895 sqft (0.915 acres)
Lot Dimensions	203 ft deep x 196 ft wide
Garage Type	Mixed
Garage Area	903 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	436 sqft
Shed	1 Shed
Shed Area	120 sqft
Utility Building	483 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	38799
Street Address	284 RED OAK RD
City	CARTWRIGHT
State	OK
Zip	74731-8401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREEN OAKS PHASE III LT 90
Legal Range	07E
Legal Township	08S
Legal Section	10
Legal Subdivision	GREEN OAKS III
Legal Phase	III
Legal Lot Number	90
Jurisdiction	BRYAN OK
Township / Civil Division	COLBERT
Census Block Group	3
Census Block	3025
Census Tract	796600

Owner

284 Red Oak Rd is owned and occupied by an individual who acquired it in August 2023.

Source: Bryan County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	284 RED OAK RD, CARTWRIGHT, OK 74731-8401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Sep 2, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2020 · Amount on File
Deed Sale	Sep 2, 2020 · Amount on File
Prior Sale	Nov 14, 2008 · Amount on File
Deed Document Number	2020726264
Deed Book / Page	1536 / 488
Last Transfer Date	Aug 18, 2023
Transfer Doc	0000757575
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRYAN OK
Property Address	284 RED OAK RD, CARTWRIGHT, OK 74731-8401
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1454/1028
Date	Nov 29, 2017
Book Page	1454/1028
Instrument	2017-700179

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRYAN OK
Recording Date	Sep 2, 2020
Property Address	284 RED OAK RD, CARTWRIGHT, OK 74731-8401
Document Number	001536/488
Book / Page	1536 / 488
Instrument Date	Aug 31, 2020
Instrument	2020-726264
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	284 RED OAK RD, CARTWRIGHT, OK 74731-8401

Mortgage

Document Number	2020726265
Date	Sep 2, 2020
Instrument	2020-726265

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 284 Red Oak Rd was $2,776 with a homeowner's exemption, up 3% from the year before.

Source: Bryan County assessment roll, as of December 4, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Bryan County
Unified School District	Colbert Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,295 (+3%) Land $2,200 Building $35,095	$339,049 (-8.52%) Land $20,000 Building $319,049
2025	$2,776.00 (+3.04%) Homeowner's exemption	$36,209 (+3%) Land $2,200 Building $34,009	$370,622 (+0.42%) Land $20,000 Building $350,622
2024	$2,694.00 (+1.13%) Homeowner's exemption	$35,155 (+3%) Land $2,200 Building $32,955	$369,065 (+9.05%) Land $20,000 Building $349,065
2023	$2,664.00 Homeowner's exemption	$34,131 Land $2,200 Building $31,931	$338,432 Land $20,000 Building $318,432

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 284 Red Oak Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 24, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 284 Red Oak Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 86% of Oklahoma
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRYAN COUNTY RURAL WATER DISTRICT #5 serves 8,325 people · EPA ID OK3000704
Water Source	Purchased surface water from DURANT UTILITIES AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Nextlink Fixed Wireless	400 / 100

May also be available: 360 Broadband, Verizon.

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