249 Red Oak Rd, Cartwright, OK 74731 Property Records

Bryan County property record for 249 Red Oak Rd, Cartwright, OK 74731

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,824 sqft · built 2019
Lot Size	0.915 acres (39,885 sqft)
Owner	2 Individual Names on File
Last Sale	$461,000 (Jul 2019)
Tax Bill	$4,342 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jul 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38805`

Property Details

APN / Parcel Number

Primary APN	`38805`
Alternative APN	`0221-00-000-096-0-000-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,824 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	39,885 sqft (0.915 acres)
Lot Dimensions	203 ft deep x 196 ft wide
Garage Type	Detached
Garage Area	817 sqft
Porch	Slab
Porch Area	313 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	38805
Street Address	249 RED OAK RD
City	CARTWRIGHT
State	OK
Zip	74731-8401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREEN OAKS PHASE III LT 96
Legal Range	07E
Legal Township	08S
Legal Section	10
Legal Subdivision	GREEN OAKS III
Legal Phase	III
Legal Lot Number	96
Jurisdiction	BRYAN OK
Township / Civil Division	COLBERT
Census Block Group	3
Census Block	3024
Census Tract	796600

Owner

249 Red Oak Rd is owned and occupied by two individuals who acquired it in February 2021.

Source: Bryan County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	249 RED OAK RD, CARTWRIGHT, OK 74731-8401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jul 1, 2019	Warranty Deed, Subdivision Related Transfer MODERN ABSTRACT AND TITLE, MODERN ABSTRACT & TITLE
Jun 22, 2018	Warranty Deed, Construction Loan · Construction Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on File
Deed Sale	Jul 1, 2019 · Amount on File
Prior Sale	Jun 22, 2018 · Amount on File
Deed Document Number	2019714762
Deed Book / Page	1500 / 495
Last Transfer Date	Feb 5, 2021
Transfer Doc	0000730373
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRYAN OK
Property Address	249 RED OAK RD, CARTWRIGHT, OK 74731-8401
Transaction Type	Mortgage
Record Updated	Feb 19, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1520/0406
Date	Feb 25, 2020
Book Page	1520/0406
Instrument	2020-721399

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2040

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BRYAN OK
Recording Date	Jul 1, 2019
Property Address	249 RED OAK RD, CARTWRIGHT, OK 74731-8401
Document Number	01500/0495
Book / Page	1500 / 0495
Instrument Date	Jun 28, 2019
Instrument	2019-714762
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022
Title Company	MODERN ABSTRACT AND TITLE, MODERN ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Tax	$691.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

June 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BRYAN OK
Recording Date	Jun 22, 2018
Property Address	249 RED OAK RD, CARTWRIGHT, OK 74731-8401
Document Number	01470/1091
Book / Page	1470 / 1091
Instrument Date	Jun 19, 2018
Instrument	2018-705290
Transaction Type	Construction Loan
Record Updated	Feb 22, 2022
Title Company	MODERN ABSTRACT AND TITLE, MODERN ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$516.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 729, SHERMAN, TX 75091-0729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 729, SHERMAN, TX 75091-0729

Mortgage

Document Number	2018705291
Date	Jun 22, 2018
Instrument	2018-705291

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 19, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 249 Red Oak Rd was $4,342 with a homeowner's exemption, up 3% from the year before.

Source: Bryan County assessment roll, as of December 4, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Bryan County
Unified School District	Colbert Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,748 (+3%) Land $4,950 Building $52,798	$524,983 (-4.05%) Land $45,000 Building $479,983
2025	$4,342.00 (+3.01%) Homeowner's exemption	$56,067 (+3%) Land $4,950 Building $51,117	$547,116 (+0.1%) Land $45,000 Building $502,116
2024	$4,215.00 (+1.1%) Homeowner's exemption	$54,433 (+3%) Land $4,950 Building $49,483	$546,563 (+8.18%) Land $45,000 Building $501,563
2023	$4,169.00 Homeowner's exemption	$52,848 Land $4,950 Building $47,898	$505,233 Land $45,000 Building $460,233

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 249 Red Oak Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 24, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 249 Red Oak Rd is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 85% of Oklahoma
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRYAN COUNTY RURAL WATER DISTRICT #5 serves 8,325 people · EPA ID OK3000704
Water Source	Purchased surface water from DURANT UTILITIES AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cherokee Communications DSL	25 / 3

May also be available: Nextlink, Rise Broadband, Vyve Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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