284 Ramona Real, Ramona, CA 92065 Property Records

San Diego County property record for 284 Ramona Real, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,496 sqft · built 2009
Lot Size	8.26 acres (360,241 sqft)
Owner	Individual Name on Record
Last Sale	$1,175,000 (Nov 2025)
Tax Bill	$9,418 (2025)
Deeds & Mortgages	Nov 2025 Transfer Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`279-121-24-00`

Property Details

APN / Parcel Number

Primary APN	`279-121-24-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,496 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	360,241 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	284 RAMONA REAL
City	RAMONA
State	CA
Zip	92065-5537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 1 TR PM16992
Legal Subdivision	P16992
Legal Tract	16992
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1013
Census Tract	20807

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5624 S WINCHESTER, MESA, AZ 85212-8679
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Affidavit of Death of Joint Tenant, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO
Nov 14, 2025	Grant Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 17, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO
Oct 25, 2018	Grant Deed, Transfer · Conventional Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	Oct 25, 2018 · Amount on Record
Deed Document Number	2025321273
Prior Transfer Date	May 23, 1994
Prior Transfer Doc	0000350666
Record Updated	Oct 29, 2026

November 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 14, 2025
Property Address	284 RAMONA REAL, RAMONA, CA 92065-5537
Document Number	0000321272
Instrument Date	Nov 6, 2025
Instrument	2025-0321272
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5624 S WINCHESTER, MESA, AZ 85212-8679

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 14, 2025
Property Address	284 RAMONA REAL, RAMONA, CA 92065-5537
Document Number	0000321273
Instrument Date	Oct 24, 2025
Instrument	2025-0321273
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	284 RAMONA REAL, RAMONA, CA 92065-5537

Mortgage

Document Number	0000321274
Date	Nov 14, 2025
Instrument	2025-0321274

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 17, 2018
Property Address	284 RAMONA REAL, RAMONA, CA 92065-5537
Document Number	0000431431
Instrument Date	Oct 12, 2018
Instrument	431431
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	284 RAMONA REAL RAMONA CA 920655537, RAMONA, CA 92065-5537

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 25, 2018
Property Address	284 RAMONA REAL, RAMONA, CA 92065-5537
Document Number	0000446306
Instrument Date	Oct 8, 2018
Instrument	2018-0446306
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	284 RAMONA REAL, RAMONA, CA 92065-5537

Mortgage

Document Number	0000446307
Date	Oct 25, 2018
Instrument	2018-0446307

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,175,000 (+36.35%) Land $402,396 Building $772,604
2025	$9,418.00 (+6.41%) Homeowner's exemption	$861,732 (+4.04%) Land $295,113 Building $566,619
2023	$8,851.00 (-0.65%) Homeowner's exemption	$828,271 Land $283,654 Building $544,617
2022	$8,909.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.2% of the US · above 86% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

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