220 Ramona Real, Ramona, CA 92065 Property Records

San Diego County property record for 220 Ramona Real, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,424 sqft · built 2000
Lot Size	4.01 acres (174,676 sqft)
Owner	Company Name on File
Last Sale	$300,000 (May 2000)
Tax Bill	$5,091 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`279-121-32-00`

Property Details

APN / Parcel Number

Primary APN	`279-121-32-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,424 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	174,676 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	220 RAMONA REAL
City	RAMONA
State	CA
Zip	92065-5537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 TR PM17972
Legal Tract	17972
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1013
Census Tract	20807

Owner

220 Ramona Real is owned by a company that acquired it in February 2022 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	220 RAMONA REAL, RAMONA, CA 92065-5537
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 17, 2022	Intrafamily Transfer, Transfer AMROCK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2000 · Amount on File
Deed Sale	May 19, 2000 · Amount on File
Deed Document Number	2000264333
Last Transfer Date	Feb 8, 2022
Transfer Doc	0000075562
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 17, 2022
Property Address	220 RAMONA REAL, RAMONA, CA 92065-5537
Document Number	0000075562
Instrument Date	Feb 8, 2022
Instrument	2022-0075562
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	220 RAMONA REAL, RAMONA, CA 92065-5537

Mortgage

Document Number	0000075563
Date	Feb 17, 2022
Instrument	2022-0075563

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 17, 2022
Property Address	220 RAMONA REAL, RAMONA, CA 92065-5537
Document Number	0000075564
Instrument Date	Feb 8, 2022
Instrument	2022-0075564
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	220 RAMONA REAL, RAMONA, CA 92065-5537

Tax Assessment & Valuation

The 2025 property tax bill for 220 Ramona Real was $5,091 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$470,288 (+2%) Land $188,113 Building $282,175
2025	$5,091.00 Homeowner's exemption	$461,068 Land $184,425 Building $276,643
2023	$4,698.00 (-2.45%) Homeowner's exemption	$443,165 Land $177,264 Building $265,901
2022	$4,816.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 220 Ramona Real in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Ramona Real is extreme, ranking above 96% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 85% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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