284 Putnam Hill Rd, Sutton, MA 01590 Property Records

Worcester County and Sutton Town property record for 284 Putnam Hill Rd, Sutton, MA 01590

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,408 sqft · built 2019
Lot Size	4.25 acres (185,415 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Jun 2022)
Tax Bill	$10,450 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SUTT M:0042 P:95`

Property Details

APN / Parcel Number

Primary APN	`SUTT M:0042 P:95`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,408 sqft Living Area
Gross Area	5,858 sqft
Basement Area	1,230 sqft
Unfinished Basement	1,230 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	185,415 sqft (4.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	284 PUTNAM HILL RD
City	SUTTON
State	MA
Zip	01590-1651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SUTTON MA
Township / Civil Division	SUTTON
Census Block Group	4
Census Block	4034
Census Tract	751101

Owner

Source: Worcester County and Sutton Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	284 PUTNAM HILL RD, SUTTON, MA 01590-1651
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DRAPER AND KRAMER MORTGAGE CORP.
Nov 8, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BAY STATE SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Prior Sale	Nov 8, 2019 · Amount on File
Deed Book / Page	67840 / 171
Record Updated	Oct 29, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Jun 30, 2022
Property Address	284 PUTNAM HILL RD, SUTTON, MA 01590-1651
Document Number	067840-171
Book / Page	67840 / 171
Instrument Date	Jun 30, 2022
Instrument	71809
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	284 PUTNAM HILL RD, SUTTON, MA 01590-1651

Mortgage

Document Number	0000071812
Date	Jun 30, 2022
Instrument	71812

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Nov 8, 2019
Property Address	284 PUTNAM HILL RD, SUTTON, MA 01590-1651
Document Number	61391-213
Book / Page	61391 / 213
Instrument Date	Nov 6, 2019
Instrument	120381
Transaction Type	Transfer
Record Updated	Jul 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 PUTNAM HILL RD, SUTTON, MA 01590-1651

Mortgage

Document Number	120382
Date	Nov 8, 2019
Instrument	120382

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Worcester County and Sutton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sutton Town
Unified School District	Sutton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,450.00 (-1.22%)	$904,800 (+2.81%) Land $210,300 Building $694,500	$917,003 (-3.07%)
2025	$10,579.00 (-0.55%)	$880,100 (+4.91%) Land $195,100 Building $685,000	$946,010 (-0.67%)
2024	$10,637.00 (+0.7%)	$838,900 (+9.99%) Land $184,900 Building $654,000	$952,375
2023	$10,563.00	$762,700 Land $168,900 Building $593,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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