281 Putnam Hill Rd, Sutton, MA 01590 Property Records

Worcester County and Sutton Town property record for 281 Putnam Hill Rd, Sutton, MA 01590

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,796 sqft · built 2017
Lot Size	2.79 acres (121,818 sqft)
Owner	2 Individual Names on File
Last Sale	$585,900 (Aug 2018)
Tax Bill	$9,777 (2026)
Deeds & Mortgages	Aug 2020 Refinance Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SUTT M:0042 P:94`

Property Details

APN / Parcel Number

Primary APN	`SUTT M:0042 P:94`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,796 sqft Living Area
Gross Area	5,068 sqft
1st Floor Area	1,244 sqft
Basement Area	1,220 sqft
Unfinished Basement	1,220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	121,818 sqft (2.79 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	281 PUTNAM HILL RD
City	SUTTON
State	MA
Zip	01590-1654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SUTTON MA
Township / Civil Division	SUTTON
Census Block Group	4
Census Block	4030
Census Tract	751101

Owner

281 Putnam Hill Rd is owned and occupied by two individuals who bought it in August 2018.

Source: Worcester County and Sutton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	281 PUTNAM HILL RD, SUTTON, MA 01590-1654
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Aug 1, 2018	Quit Claim Deed, Transfer DIGITAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2018 · Amount on File
Deed Sale	Aug 1, 2018 · Amount on File
Deed Book / Page	59198 / 332
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	281 PUTNAM HILL RD, SUTTON, MA 01590-1654
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63041-168
Date	Aug 17, 2020
Book Page	63041/168
Instrument	92058

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Aug 1, 2018
Property Address	281 PUTNAM HILL RD, SUTTON, MA 01590-1654
Document Number	59198-332
Book / Page	59198 / 332
Instrument	79990
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 PUTNAM HILL RD, SUTTON, MA 01590-1654

Mortgage

Document Number	591980336
Date	Aug 1, 2018
Instrument	59198/0336

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 281 Putnam Hill Rd was $9,777, up 4.4% from the year before.

Source: Worcester County and Sutton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sutton Town
Unified School District	Sutton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,777.00 (+4.41%)	$846,500 (+8.66%) Land $200,300 Building $646,200	$839,453 (-5.8%)
2025	$9,364.00 (-1.33%)	$779,000 (+4.09%) Land $185,100 Building $593,900	$891,100 (+4.69%)
2024	$9,490.00 (+4.73%)	$748,400 (+14.4%) Land $176,700 Building $571,700	$851,200
2023	$9,061.00	$654,200 Land $160,700 Building $493,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 281 Putnam Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 Putnam Hill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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