284 Mountain St, Marion, NC 28752 Property Records

McDowell County property record for 284 Mountain St, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	3 bd · 3.5 ba · 3,280 sqft · built 1973
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Sep 2020)
Tax Bill	$1,718 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1702-01-26-2058`

Property Details

APN / Parcel Number

Primary APN	`1702-01-26-2058`
Alternative APN	`73164`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,280 sqft Heated Area
Gross Area	7,696 sqft
1st Floor Area	3,280 sqft
Basement Area	3,280 sqft
Finished Basement	1,640 sqft
Unfinished Basement	1,640 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,522 sqft (0.54 acres)
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	73164
Street Address	284 MOUNTAIN ST
City	MARION
State	NC
Zip	28752-3030
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Subdivision	PINE CREST ESTATES
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	2
Census Block	2001
Census Tract	970300

Owner

Source: McDowell County records · APN 1702-01-26-2058

Assessment roll updated September 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	284 MOUNTAIN ST, MARION, NC 28752-3030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 24, 2020 · Amount on Record
Deed Sale	Sep 24, 2020 · Amount on Record
Prior Sale	May 28, 2013 · Amount on Record
Deed Document Number	20204898
Deed Book / Page	1323 / 908
Record Updated	Jun 08, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Sep 24, 2020
Property Address	284 MOUNTAIN ST, MARION, NC 28752-3030
Document Number	0013230908
Book / Page	1323 / 908
Instrument Date	Sep 24, 2020
Instrument	2020004898
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 MOUNTAIN ST, MARION, NC 28752-3030

Mortgage

Document Number	2020004900
Date	Sep 24, 2020
Instrument	2020004900

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2035

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated September 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,718.00 (+3.37%)	$240,540 (-) Land $50,000 Building $190,540
2023	$1,662.00	$240,540 Land $50,000 Building $190,540	$240,540 Land $50,000 Building $190,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 13, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Sep 1981 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 105 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mountain St

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