234 Mountain St, Marion, NC 28752 Property Records

McDowell County property record for 234 Mountain St, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,476 sqft · built 1974
Lot Size	0.455 acres (19,800 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Jan 2018)
Tax Bill	$2,058 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1702-01-25-0785`

Property Details

APN / Parcel Number

Primary APN	`1702-01-25-0785`
Alternative APN	`67379`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,476 sqft Heated Area
Gross Area	4,696 sqft
1st Floor Area	1,412 sqft
Basement Area	1,412 sqft
Unfinished Basement	1,412 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,800 sqft (0.455 acres)
Lot Dimensions	180 ft deep x 110 ft wide
Garage Area	382 sqft
Parking Spaces	1 Parking Space
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	67379
Street Address	234 MOUNTAIN ST
City	MARION
State	NC
Zip	28752-3030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 PINE CREST ESTATES
Legal Subdivision	CREST ESTATES
Legal Lot Number	23
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	2
Census Block	2001
Census Tract	970300

Owner

Source: McDowell County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	234 MOUNTAIN ST, MARION, NC 28752-3030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAXTER CU
Jul 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BAXTER CU
Jan 26, 2018	Warranty Deed, Transfer · Conventional Mortgage BAXTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2018 · Amount on Record
Deed Sale	Jan 26, 2018 · Amount on Record
Prior Sale	Apr 1, 2001 · Amount on Record
Deed Document Number	2018356
Deed Book / Page	1235 / 163
Last Transfer Date	Jul 22, 2021
Transfer Doc	0013630236
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	234 MOUNTAIN ST, MARION, NC 28752-3030
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014630593
Date	Mar 26, 2024
Book Page	1463/593
Instrument	2024001367

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 30, 2034

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCDOWELL NC
Recording Date	Jul 28, 2021
Property Address	234 MOUNTAIN ST, MARION, NC 28752-3030
Document Number	0013630236
Book / Page	1363 / 236
Instrument Date	Jul 22, 2021
Instrument	2021004844
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 MOUNTAIN ST, MARION, NC 28752-3030

Mortgage

Document Number	2021004845
Date	Jul 28, 2021
Instrument	2021004845

Lender

Name	BAXTER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jan 26, 2018
Property Address	234 MOUNTAIN ST, MARION, NC 28752-3030
Document Number	0012350163
Book / Page	001235 / 000163
Instrument Date	Jan 25, 2018
Instrument	356
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 MOUNTAIN ST MARION NC 287523030, MARION, NC 28752-3030

Mortgage

Document Number	12350167
Date	Jan 26, 2018
Book Page	001235/000167
Instrument	357

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2048

Mortgage

Document Number	12350182,
Date	Jan 26, 2018
Book Page	001235/000182
Instrument	358

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 25, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,058.00 (+3.31%)	$288,210 (-) Land $32,000 Building $256,210
2023	$1,992.00 (+20.95%)	$288,210 (+22.66%) Land $32,000 Building $256,210	$288,210 (+22.66%) Land $32,000 Building $256,210
2022	$1,647.00	$234,970 Land $24,000 Building $210,970	$234,970 Land $24,000 Building $210,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Sep 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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