Otsego County and Worcester Town property record for 284 Main St, Worcester, NY 12197
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.47 acres (64,033 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $275,000 (Jun 2025) |
| Tax Bill | $6,329 (2026) |
| Deeds & Mortgages | Jun 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 366600 199.19-1-42.00 |
| Primary APN | 366600 199.19-1-42.00 |
|---|---|
| Alternative APNs |
|
| Lot Area | 64,033 sqft (1.47 acres) |
|---|
| Account Number | 480488012 |
|---|---|
| Street Address | 284 MAIN ST |
| City | WORCESTER |
| State | NY |
| Zip | 12197-1906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RHD |
| Legal Block | 1 |
| Legal Lot Number | 42.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | WORCESTER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 590702 |
284 Main St is owner-occupied and held in a trust since April 2026.
Source: Otsego County and Worcester Town records, as of September 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | PO BOX 141, PLEASANTVILLE, NY 10570-0141 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2025 · Amount on File |
| Deed Sale | Jun 13, 2025 · Amount on File |
| Deed Document Number | 20252025-2283 |
| Last Transfer Date | Apr 28, 2026 |
| Transfer Doc | 0000002665 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jun 10, 2026 |
| Property Address | 284 MAIN ST, WORCESTER, NY 12197-1906 |
| Document Number | 0000002665 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 20262665 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
The 2026 property tax bill for 284 Main St was $6,329 with exemptions applied, up 22.3% from the year before.
Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Worcester Town |
| Unified School District | Worcester Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,329.00 (+22.25%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $5,177.00 | $106,800 Land $18,900 Building $87,900 | $259,854 Land $45,985 Building $213,869 |
| 2023 | $106,800 Land $18,900 Building $87,900 | $232,174 Land $41,087 Building $191,087 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 284 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 284 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER WD #2 - WORCESTER serves 656 people · EPA ID NY3800160 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Failure to filter resolved · Jan 2015 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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