Otsego County and Worcester Town property record for 281 Main St, Worcester, NY 12197
| Property Type | Multi-Family Dwellings |
|---|---|
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,319 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 366600 199.19-1-3.00 |
| Primary APN | 366600 199.19-1-3.00 |
|---|---|
| Alternative APNs |
|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 26,136 sqft (0.6 acres) |
| Lot Width | 106 ft Width |
| Account Number | 480149202 |
|---|---|
| Street Address | 281 MAIN ST |
| City | WORCESTER |
| State | NY |
| Zip | 12197-1904 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | RHD |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | WORCESTER |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 590702 |
Source: Otsego County and Worcester Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 197 BRIGHTON RD, WORCESTER, NY 12197-1918 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Worcester Town |
| Unified School District | Worcester Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,319.00 (-39.87%) | ||
| 2025 | $5,520.00 | $55,000 (-) Land $8,000 Building $47,000 | $133,820 (+11.92%) Land $19,465 Building $114,355 |
| 2023 | $55,000 Land $8,000 Building $47,000 | $119,565 Land $17,391 Building $102,174 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER WD #2 - WORCESTER serves 656 people · EPA ID NY3800160 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Failure to filter resolved · Jan 2015 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE only, no 5G reported
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