284 Luminous Ave, Saint Johns, FL 32259 Property Records

St. Johns County property record for 284 Luminous Ave, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	built 2026
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$779,100 (Jul 2026)
Tax Bill	$1,144 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000691-1410`

Property Details

APN / Parcel Number

Primary APN	`000691-1410`

Exterior

Year Built	Built 2026
Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	284 LUMINOUS AVE
City	SAINT JOHNS
State	FL
Zip	32259-8583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	126/70-87 LANDINGS AT GREENBRIAR PHASE 1A LOT 141
Legal Subdivision	LANDINGS AT GREENBRIAR PHASE 1A
Legal Block	1
Legal Lot Number	141
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1005
Census Tract	20807

Owner

Source: St. Johns County records · APN 000691-1410

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	284 LUMINOUS AVE, SAINT JOHNS, FL 32259-8583
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2026 · Amount on Record
Deed Sale	Jul 01, 2026 · Amount on Record
Deed Document Number	202656112
Deed Book / Page	6393 / 443
Record Updated	Sep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 01, 2026
Property Address	284 LUMINOUS AVE, SAINT JOHNS, FL 32259-8583
Document Number	0000056112
Book / Page	6393 / 443
Instrument Date	Jun 23, 2026
Instrument	202656112
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$550,823.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 LUMINOUS AVE, SAINT JOHNS, FL 32259-8583

Mortgage

Document Number	0000056115,
Date	Jul 01, 2026
Instrument	202656115

Lender

Name	PULTE MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,500 (+1%) Land $93,500	$135,000 (+58.82%) Land $135,000
2025	$1,144.00	$85,000	$85,000 Land $85,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Wildfire

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	JEA MAJOR GRID serves 826,664 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.