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282 Lakeshore Dr E, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 282 Lakeshore Dr E, Carmel, NY 10512

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,738 sqft · built 1940
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$230,000 (Dec 2013)
Tax Bill$11,442 (2024)
Deeds & MortgagesAug 2021 Mortgage
Oct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN372200 33.26-1-45

Property Details

APN / Parcel Number

Primary APN372200 33.26-1-45
Alternative APNs
  • 220003302600010450000000
  • 025675

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,738 sqft Living Area
1st Floor Area1,168 sqft
AtticAttic
Attic Area375 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleOld Style
Exterior MaterialAluminum/Vinyl
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions100 ft deep x 80 ft wide
View / LotWaterfront
PorchOpen Porch
Porch Area118 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
SewerConnected

Location & Zoning

Account Number025675
Street Address282 LAKESHORE DR E
CityCARMEL
StateNY
Zip10512-6212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Block1
Legal Lot Number45.00
JurisdictionPUTNAM NY
Township / Civil DivisionKENT
Census Block Group3
Census Block3004
Census Tract10300

Owner

Source: Putnam County and Kent Town records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address282 LAKESHORE DR E, CARMEL, NY 10512-6212
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Oct 26, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 2013 · Amount on Record
Deed SaleDec 9, 2013 · Amount on Record
Prior SaleApr 11, 2013 · Amount on Record
Deed Document Number20131502668
Deed Book / Page1939 / 236
Last Transfer DateJun 17, 2025
Transfer Doc0024010330
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address282 LAKESHORE DR E, CARMEL, NY 10512-6212
Transaction TypeMortgage
Record UpdatedSep 8, 2021
Title CompanySECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address282 LAKESHORE DR E, CARMEL, NY 10512-6212

Mortgage

Document Number0074340194
DateAug 24, 2021
Book Page7434/194
Instrument9814-2021
Lender
NameBANK OF AMERICA NA
TypeBank
AddressFORT WORTH, TX 76155
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address282 LAKESHORE DR E, CARMEL, NY 10512-6212
Document Number0068730001
Instrument DateOct 26, 2018
Transaction TypeMortgage
Record UpdatedDec 11, 2018
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address282 LAKESHORE DR E CARMEL NY 105126212, CARMEL, NY 10512-6212

Mortgage

Document Number0068730001
DateNov 26, 2018
Book Page006873/000001
Instrument1603223
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 25, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionKent Town
Unified School DistrictCarmel Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$495,000 (+103.54%) Land $75,200 Building $419,800$495,000 (+40.03%) Land $75,200 Building $419,800
2024$11,442.00$243,200 (-) Land $11,000 Building $232,200$353,488 (-)
2023$243,200 (-) Land $11,000 Building $232,200$353,488 (+21.66%) Land $15,988 Building $337,500
2022$243,200 Land $11,000 Building $232,200$290,562 Land $13,142 Building $277,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1980–2011)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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