Pinellas County property record for 284 Hemingway Dr, Oldsmar, FL 34677
| Property Type | Planned Unit Development |
|---|---|
| Details | 3 bd · 3 ba · 1,604 sqft · built 1998 |
| Lot Size | 0.125 acres (5,437 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Sep 2025) |
| Tax Bill | $5,221 (2024) |
| Deeds & Mortgages | Feb 2026 Transfer Sep 2025 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-759-4314-2 |
| Primary APN | C62-000-759-4314-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,604 sqft Living Area |
| 1st Floor Area | 1,604 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Lot Area | 5,437 sqft (0.125 acres) |
| View / Lot | Corner |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Deck Area | Deck Area |
| Patio Area | 135 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | R149735 |
|---|---|
| Street Address | 284 HEMINGWAY DR |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-4638 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | SUN KETCH TOWNHOMES AT CYPRESS LAKES (#284) PART OF LOT 7 DESC BEG MOST NLY COR OF LOT 7 TH S44D1749E 41.75FT TH S45D4137W 130.79FT TH N44D1749W 24.91FT TH CUR RT RAD 35FT ARC 17.59FT CB N29D5405W 17.4FT TH N45D 4211E 126.47FT TO POB |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 14 |
| Legal Subdivision | SUN KETCH TOWNHOMES AT |
| Legal Tract | 86589 |
| Legal Lot Number | 7 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 27327 |
284 Hemingway Dr, a planned unit development, is owned and occupied by two individuals who acquired it in February 2026.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 284 HEMINGWAY DR, OLDSMAR, FL 34677-4638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 25, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 5, 2025 | Warranty Deed, Transfer AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION |
| Mar 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2025 · Amount on File |
| Deed Sale | Sep 5, 2025 · Amount on File |
| Prior Sale | Dec 26, 2024 · Amount on File |
| Deed Document Number | 2025256076 |
| Deed Book / Page | 23286 / 2111 |
| Last Transfer Date | Feb 24, 2026 |
| Transfer Doc | 0234650332 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Feb 25, 2026 |
| Property Address | 284 HEMINGWAY DR, OLDSMAR, FL 34677-4638 |
| Document Number | 0234650332 |
| Book / Page | 23465 / 332 |
| Map Reference | MB 115 PG 20-22 |
| Instrument Date | Jan 24, 2026 |
| Instrument | 2026050698 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 284 HEMINGWAY DR, OLDSMAR, FL 34677-4638 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 284 HEMINGWAY DR, OLDSMAR, FL 34677-4638 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 5, 2025 |
| Property Address | 284 HEMINGWAY DR, OLDSMAR, FL 34677-4638 |
| Document Number | 0232862111 |
| Book / Page | 23286 / 2111 |
| Map Reference | MB 116 PG 20-22 |
| Instrument Date | Sep 2, 2025 |
| Instrument | 2025256076 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2025 |
| Title Company | AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION |
| Amount | Amount on Record |
|---|---|
| Tax | $2,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2520 LEXINGTON OAK DR, BRANDON, FL 33511-4720 |
| Name | Verified Name |
|---|---|
| Address | 284 HEMINGWAY DR, OLDSMAR, FL 34677-4638 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 11, 2022 |
| Property Address | 284 HEMINGWAY DR, OLDSMAR, FL 34677-4638 |
| Document Number | 0219710602 |
| Book / Page | 21971 / 602 |
| Map Reference | MB 116 PG 20-22 |
| Instrument Date | Mar 9, 2022 |
| Instrument | 2022077330 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,506.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 60 TE HONO ST, 60, THURANGA XX |
| Name | Verified Name |
|---|---|
| Address | 284 HEMINGWAY DR, OLDSMAR, FL 34677-4638 |
| Document Number | 0021971605 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 21971/605 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Oldsmar City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $318,272 (-8.17%) Building $318,272 | $318,272 (-9.89%) Building $318,272 | |
| 2024 | $5,221.00 (+1.48%) Homeowner's exemption | $346,596 (+3%) | $353,192 (+4.96%) Building $353,192 |
| 2023 | $5,145.00 (+14.13%) Homeowner's exemption | $336,501 (+17.73%) | $336,501 (+17.73%) Building $336,501 |
| 2022 | $4,508.00 | $285,825 | $285,825 Building $285,825 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 284 Hemingway Dr in Zone X, an area of moderate flood risk, though there have been 51 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 230 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 230 in force |
| Nearby Flood Claims | 51 (1988–2024) |
| Claims Outside the SFHA | 17 of 51 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 284 Hemingway Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier, T-Mobile, Verizon, WOW Internet, Cable & Phone.
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