277 Hemingway Dr, Oldsmar, FL 34677 Property Records

Pinellas County property record for 277 Hemingway Dr, Oldsmar, FL 34677

Property Summary

Property Type	Planned Unit Development
Details	1,452 sqft · built 1999
Owner	Owner Name on File
Last Sale	$132,000 (Mar 2011)
Tax Bill	$1,364 (2025)
Deeds & Mortgages	Jun 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C62-000-759-4316-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-4316-7`
Alternative APNs	`14-28-16-86589-000-0082` `R149737`

Interior

Stories	2 Stories
Building Area	1,452 sqft Heated Area
1st Floor Area	1,452 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2003
Exterior Material	Brick/Stone
Construction Type	Wood Frame
View / Lot	Average
Garage Type	Attached
Parking Spaces	1 Parking Space
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R149737
Street Address	277 HEMINGWAY DR
City	OLDSMAR
State	FL
Zip	34677-4652
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	SUN KETCH TOWNHOMES AT CYPRESS LAKES (#277) PART OF LOT 8 DESC FROM MOST S'LY COR OF LOT 8 TH N44D17'49"W 41.69FT FOR POB TH
Legal Range	16
Legal Township	28
Legal Section	14
Legal Subdivision	SUN KETCH TOWNHOMES AT CYPRESS LAKES
Legal Lot Number	8
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2026
Census Tract	27327

Owner

The current owner of 277 Hemingway Dr bought it in March 2011.

Source: Pinellas County records, as of December 26, 2025

Owner of Record	Owner Name on File
Mailing Address	PO BOX 504, OLDSMAR, FL 34677-0504
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2011 · Amount on File
Deed Sale	Mar 8, 2011 · Amount on File
Prior Sale	Jun 14, 2001
Deed Document Number	2011059991
Deed Book / Page	17188 / 865
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	277 HEMINGWAY DR, OLDSMAR, FL 34677-4652
Document Number	0201051227
Instrument Date	Jun 20, 2018
Transaction Type	Mortgage
Record Updated	Jul 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 HEMINGWAY DR OLDSMAR FL 346774652, OLDSMAR, FL 34677-4652

Mortgage

Document Number	0201051227
Date	Jun 27, 2018
Book Page	020105/001227
Instrument	203515

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 277 Hemingway Dr was $1,364 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,364.00 Homeowner's exemption	$119,348	$283,435 Building $283,435
2023	$1,240.00 (+4.2%) Homeowner's exemption	$112,606 (+3%)	$297,330 (+17.64%) Building $297,330
2022	$1,190.00 Homeowner's exemption	$109,326	$252,743 Building $252,743

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 277 Hemingway Dr in Zone X, an area of moderate flood risk, though there have been 51 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 230 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	230 in force
Nearby Flood Claims	51 (1988–2024)
Claims Outside the SFHA	17 of 51
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 29 claims Hurricane Helene, Oct 2024 · 3 claims Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 277 Hemingway Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile, Verizon, WOW Internet, Cable & Phone.