284 Esther Cir, Kannapolis, NC 28083 Property Records

Cabarrus County property record for 284 Esther Cir, Kannapolis, NC 28083

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,200 sqft · built 1968
Lot Size	0.471 acres (20,500 sqft)
Owner	Individual Name on Record
Tax Bill	$1,175 (2023)
Deeds & Mortgages	Feb 2024 Transfer Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5623 57 8651`

Property Details

APN / Parcel Number

Primary APN	`5623 57 8651`
Alternative APNs	`04033 0010.400000` `136588` `171997`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	2,702 sqft
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Finished Basement	912 sqft
Unfinished Basement	288 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,500 sqft (0.471 acres)
Lot Dimensions	205 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	247 sqft
Carport	Carport
Carport Area	247 sqft
Driveway	Concrete Driveway
Driveway Area	1,400 sqft

Exterior Amenities

Porch	Slab
Porch Area	302 sqft
Patio Area	96 sqft
Storage Building	190 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	171997
Street Address	284 ESTHER CIR
City	KANNAPOLIS
State	NC
Zip	28083-9024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LTS 79-81 & P/O 82 FRANKS TERRACE
Legal Subdivision	BEAUMONT PARK
Legal Lot Number	79-81
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	2
Census Block	2000
Census Tract	40705

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3737 NE 72ND AVE, PORTLAND, OR 97213-5707
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Intrafamily Transfer, Transfer
Jul 11, 2018	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Jul 11, 2018	Deed of Trust, Mortgage · FHA Mortgage ONE REVERSE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 8, 2024
Transfer Doc	0001680842
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Feb 9, 2024
Property Address	284 ESTHER CIR, KANNAPOLIS, NC 28083-9024
Document Number	0001680842
Book / Page	16808 / 42
Map Reference	MB 11 PG 72
Instrument Date	Feb 8, 2024
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 ESTHER CIR, KANNAPOLIS, NC 28083-9024

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	284 ESTHER CIR, KANNAPOLIS, NC 28083-9024
Document Number	13089180
Instrument Date	Jul 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	284 ESTHER CIR KANNAPOLIS NC 280839024, KANNAPOLIS, NC 28083-9024

Mortgage

Document Number	13089180
Date	Jul 16, 2018
Book Page	013089/000180
Instrument	17204

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	756 Months
Due	Jul 15, 2081

Interest

Rate Type	Adjustable Rate
Rate	4.77%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	284 ESTHER CIR, KANNAPOLIS, NC 28083-9024
Document Number	13089166
Instrument Date	Jul 11, 2018
Transaction Type	Mortgage
Record Updated	Jul 24, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	284 ESTHER CIR KANNAPOLIS NC 280839024, KANNAPOLIS, NC 28083-9024

Mortgage

Document Number	13089166
Date	Jul 16, 2018
Book Page	013089/000166
Instrument	17203

Lender

Name	ONE REVERSE MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	756 Months
Due	Jul 15, 2081

Interest

Rate Type	Adjustable Rate
Rate	4.77%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,000 (-) Land $76,000 Building $218,000
2025		$294,000 (+71.4%) Land $76,000 Building $218,000
2024			$294,000 (+71.4%) Land $76,000 Building $218,000
2023	$1,175.00	$171,530 Land $32,000 Building $139,530	$171,530 Land $32,000 Building $139,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2015–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Esther Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures