266 Esther Cir, Kannapolis, NC 28083 Property Records

Cabarrus County property record for 266 Esther Cir, Kannapolis, NC 28083

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,267 sqft · built 1969
Lot Size	0.427 acres (18,600 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Mar 2025)
Tax Bill	$2,301 (2023)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5623 57 7303`

Property Details

APN / Parcel Number

Primary APN	`5623 57 7303`
Alternative APNs	`04033 0010.300000` `113570` `176987`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,267 sqft Living Area
Gross Area	2,699 sqft
1st Floor Area	1,267 sqft
Basement Area	917 sqft
Finished Basement	917 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,600 sqft (0.427 acres)
Lot Dimensions	248 ft deep x 75 ft wide
Garage Type	Mixed
Garage Area	350 sqft
Driveway	Concrete Driveway
Driveway Area	1,500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	85 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	176987
Street Address	266 ESTHER CIR
City	KANNAPOLIS
State	NC
Zip	28083-9024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LTS 69-70 & P/O 68 FRANKS TERRACE BLK B
Legal Subdivision	BEAUMONT PARK
Legal Block	B
Legal Lot Number	69-70
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	2
Census Block	2000
Census Tract	40705

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	266 ESTHER CIR, KANNAPOLIS, NC 28083-9024
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREAT LAKES CU
Jun 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AGCY
May 1, 2017	Deed of Trust, Mortgage · Line of Credit GREAT LAKES CU
Jan 27, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2025 · Amount on Record
Deed Sale	Mar 26, 2025 · Amount on Record
Deed Document Number	20256160
Deed Book / Page	17356 / 278
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	266 ESTHER CIR, KANNAPOLIS, NC 28083-9024
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14892328
Date	Feb 8, 2021
Book Page	14892/328

Lender

Name	GREAT LAKES CU
Type	Credit Union
Address	DEERFIELD, IL 60015

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	266 ESTHER CIR, KANNAPOLIS, NC 28083-9024
Document Number	13079284
Instrument Date	Jun 9, 2018
Transaction Type	Mortgage
Record Updated	Jul 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 HONETCUTT DR SE CONCORD NC 28025, CONCORD, NC 28025

Mortgage

Document Number	13079284
Date	Jul 9, 2018
Book Page	013079/000284
Instrument	16518

Lender

Name	HOUSING FIN AGCY
Address	RALEIGH, NC 27611-8066

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	266 ESTHER CIR, KANNAPOLIS, NC 28083-9024
Document Number	1248454
Book / Page	012484 / 000054
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	May 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 ESTHER CIR KANNAPOLIS NC 280839024, KANNAPOLIS, NC 28083-9024

Mortgage

Document Number	1248454
Date	May 11, 2017
Book Page	012484/000054
Instrument	11797

Lender

Name	GREAT LAKES CU
Type	Credit Union
Address	NORTH CHICAGO, IL 60064

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 10, 2037

Interest

Rate Type	Adjustable Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jan 27, 2017
Property Address	266 ESTHER CIR, KANNAPOLIS, NC 28083-9024
Document Number	1233652
Book / Page	012336 / 000052
Instrument Date	Jan 17, 2017
Instrument	2205
Transaction Type	Transfer
Record Updated	Feb 3, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11405 WINGET POND RD CHARLOTTE NC 282787204, CHARLOTTE, NC 28278-7204

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,290 (-) Land $76,000 Building $213,290
2025		$289,290 (+72.25%) Land $76,000 Building $213,290
2024			$289,290 (+72.25%) Land $76,000 Building $213,290
2023	$2,301.00	$167,950 Land $32,000 Building $135,950	$167,950 Land $32,000 Building $135,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2015–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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