146 Elko Summit Dr, Elko, NV 89801 Property Records

Elko County property record for 146 Elko Summit Dr, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	2,100 sqft · built 2009
Lot Size	9.56 acres (416,869 sqft)
Owner	Individual Name on Record
Last Sale	$348,000 (Jul 2012)
Tax Bill	$4,142 (2026)
Deeds & Mortgages	Aug 2023 Second Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-09K-031`

Property Details

APN / Parcel Number

Primary APN	`006-09K-031`
Alternative APN	`006-09K-006`

Interior

Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,100 sqft Living Area
Gross Area	3,046 sqft
1st Floor Area	2,100 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	416,869 sqft
Garage Type	Attached
Garage Area	946 sqft
Parking Spaces	4 Parking Spaces
Deck Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	146 ELKO SUMMIT DR
City	ELKO
State	NV
Zip	89801-0906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SL
Legal Description	PARCEL C FILE 357801 BEING A PORTION OF LAND LOCATED IN MDB&M AMENDED BY ROS BLA FILE 515256 AND DOCS 515253, 515254, 515255 NO CHANGE TO ACREAGE NOW DESCRIBED AS FOLLOWS: PARCEL C FILE 357801, EXCEPTING THEREFROM THE FOLLOWING PARCEL: COMM AT THE NW
Legal Range	55E
Legal Township	34N
Legal Section	25
Legal Subdivision	ELKO SUMMIT ESTATES
Legal Block	2
Legal Lot Number	C
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2004
Census Tract	951202

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	146 ELKO SUMMIT DR, ELKO, NV 89801-0906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jun 28, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
May 8, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2012 · Amount on Record
Deed Sale	Jul 27, 2012 · Amount on Record
Prior Sale	Dec 23, 2009 · Amount on Record
Deed Document Number	2012659317
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	146 ELKO SUMMIT DR, ELKO, NV 89801-0906
Transaction Type	Mortgage
Record Updated	Sep 5, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000823891
Date	Aug 17, 2023
Instrument	823891

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2043

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	146 ELKO SUMMIT DR, ELKO, NV 89801-0906
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000789442
Date	Jun 28, 2021
Instrument	789442

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	146 ELKO SUMMIT DR, ELKO, NV 89801-0906
Document Number	0000725316
Instrument Date	May 8, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 ELKO SUMMIT DR ELKO NV 898010906, ELKO, NV 89801-0906

Mortgage

Document Number	0000725316
Date	May 25, 2017
Instrument	725316

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 24, 2042

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,142.00 (+9.63%)	$143,579 (+1.66%) Land $28,000 Building $115,579	$410,226 (+1.66%) Land $80,000 Building $330,226
2025	$3,778.00 (+9.92%)	$141,241 (+3.97%) Land $28,000 Building $113,241	$403,546 (+3.97%) Land $80,000 Building $323,546
2023	$3,437.00 (+8.01%)	$135,853 (+14.33%) Land $28,000 Building $107,853	$388,151 (+14.33%) Land $80,000 Building $308,151
2022	$3,182.00	$118,826 Land $28,000 Building $90,826	$339,503 Land $80,000 Building $259,503

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.8% of the US · above 98.4% of Nevada
Wildfire Likelihood	5% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CC Communications Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Rise Broadband.

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