284 E Ridge St, Decatur, TX 76234 Property Records

Wise County property record for 284 E Ridge St, Decatur, TX 76234

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,164 sqft · built 1994
Lot Size	3.01 acres (131,421 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,025 (2025)
Deeds & Mortgages	Jun 2021 Sale Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R1125.0040.00`

Property Details

APN / Parcel Number

Primary APN	`R1125.0040.00`
Alternative APNs	`000000760899` `R000030329` `760899`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,164 sqft Living Area
1st Floor Area	2,164 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Roof Type	Hip
Roof Material	Other
Lot Area	131,421 sqft
View / Lot	Rural
Garage Type	Detached
Garage Area	616 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	490 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R000030329
Street Address	284 E RIDGE ST
City	DECATUR
State	TX
Zip	76234-4720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 4 HOLLY RIDGE ESTATES
Legal Subdivision	HOLLY RIDGE ESTATES
Legal Lot Number	4
Jurisdiction	WISE TX
Township / Civil Division	DECATUR
Census Block Group	2
Census Block	2003
Census Tract	150104

Owner

Source: Wise County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	402 GLENMERE WAY, KEYPORT, NJ 07735-5415
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Warranty Deed, Transfer ALAMO TITLE
Feb 12, 2019	Deed of Trust, Mortgage PRIMEWEST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021
Deed Sale	Jun 29, 2021
Prior Sale	Feb 13, 2004
Deed Document Number	202110435
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WISE TX
Recording Date	Jun 29, 2021
Property Address	284 E RIDGE ST, DECATUR, TX 76234-4720
Document Number	0202110435
Map Reference	CAB A SEC 367
Instrument Date	Jun 15, 2021
Instrument	202110435
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ALAMO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	284 E RIDGE ST, DECATUR, TX 76234-4720

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE TX
Property Address	284 E RIDGE ST, DECATUR, TX 76234-4720
Document Number	0000001728
Instrument Date	Feb 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	264 E RIDGE ST DECATUR TX 76234, DECATUR, TX 76234

Mortgage

Document Number	0000001728
Date	Feb 22, 2019
Instrument	1728

Lender

Name	PRIMEWEST MTG
Type	Mortgage Company
Address	LUBBOCK, TX 79423

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 21, 2034

Tax Assessment & Valuation

Source: Wise County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wise County
Unified School District	Decatur Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$513,100 (-1.77%) Land $180,233 Building $332,867	$513,100 (-4.14%) Land $180,233 Building $332,867
2025	$1,025.00 (+2.3%) Homeowner's exemption Senior Citizen's exemption	$522,324 (+22.74%)	$535,232 (+6.63%) Land $180,233 Building $354,999
2024	$1,002.00 (-79.42%)
2023		$425,546	$501,967
2021	$4,869.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 54% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

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