263 E Ridge St, Decatur, TX 76234 Property Records

Wise County property record for 263 E Ridge St, Decatur, TX 76234

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,259 sqft · built 2000
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$1,067,325 (Nov 2025)
Tax Bill	$9,705 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R1125.0280.00`

Property Details

APN / Parcel Number

Primary APN	`R1125.0280.00`
Alternative APNs	`000000760931` `R000030361` `760931`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,259 sqft Living Area
Gross Area	5,247 sqft
1st Floor Area	2,524 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Type	Gable
Roof Material	Other
Lot Area	130,680 sqft
View / Lot	Rural
Garage Type	Attached
Garage Area	988 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Pool House	445 sqft
Porch	Open Porch
Porch Area	818 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R000030361
Street Address	263 E RIDGE ST
City	DECATUR
State	TX
Zip	76234-4721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 HOLLY RIDGE ESTATES
Legal Subdivision	HOLLY RIDGE ESTATES
Legal Lot Number	28
Jurisdiction	WISE TX
Township / Civil Division	DECATUR
Census Block Group	2
Census Block	2003
Census Tract	150104

Owner

263 E Ridge St is owned and occupied by two individuals who bought it in November 2025.

Source: Wise County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	263 E RIDGE ST, DECATUR, TX 76234-4721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Vendor's Lien, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 29, 2019	Deed of Trust, Mortgage PRIMEWEST MTG
Oct 24, 2018	Deed of Trust, Mortgage PRIMEWEST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2025 · Amount on File
Deed Sale	Nov 21, 2025 · Amount on File
Prior Sale	Sep 11, 1996
Deed Document Number	202515822
Record Updated	Sep 20, 2026

November 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WISE TX
Recording Date	Nov 21, 2025
Property Address	263 E RIDGE ST, DECATUR, TX 76234-4721
Document Number	0202515822
Map Reference	CAB A PG 367
Instrument Date	Nov 20, 2025
Instrument	202515822
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 E RIDGE ST, DECATUR, TX 76234-4721

Mortgage

Document Number	0202515823
Date	Nov 21, 2025
Instrument	202515823

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE TX
Property Address	263 E RIDGE ST, DECATUR, TX 76234-4721
Document Number	0000012881
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	263 E RIDGE RD DECATUR TX 76234, DECATUR, TX 76234

Mortgage

Document Number	0000012881
Date	Oct 29, 2019
Instrument	12881

Lender

Name	PRIMEWEST MTG
Type	Mortgage Company
Address	LUBBOCK, TX 79423

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 28, 2034

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE TX
Property Address	263 E RIDGE ST, DECATUR, TX 76234-4721
Document Number	0000012642
Instrument Date	Oct 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	TITLE RSRCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	263 E RIDGE RD DECATUR TX 76234, DECATUR, TX 76234

Mortgage

Document Number	0000012642
Date	Oct 29, 2018
Instrument	12642

Lender

Name	PRIMEWEST MTG
Type	Mortgage Company
Address	LUBBOCK, TX 79423

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 28, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 263 E Ridge St was $9,705, down 2.4% from the year before.

Source: Wise County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wise County
Unified School District	Decatur Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$985,837 (-2.08%) Land $179,957 Building $805,880	$985,837 (-2.08%) Land $179,957 Building $805,880
2025	$9,705.00 (-2.41%) Homeowner's exemption Senior Citizen's exemption	$1,006,739 Land $179,957 Building $826,782	$1,006,739 Land $179,957 Building $826,782
2024	$9,945.00
2023		$848,121	$985,759
2021	$9,991.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 263 E Ridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 263 E Ridge St is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 51% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: Brightspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Ridge St

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